Full figured 25hp Tractors

[Rdrcr]

I’ve seen dealers advertise pricing as you have shown, cash vs finance. My local Kubota dealer will absorb the finance charges and charge the finance buyers the same as the cash price.

Mike

 

[paulsharvey]

Those cash prices are really good.

Those are from 18 months ago, However, when ever I see someone on here talj about Kioti, Badboy or TYM pricing, I check their website and 9 times out of 10, they are equal to or better than someone else's dealers "fire sale" prices.

Don't work for them, and don't get a kick back, but anyone within about 3 hours of Jacksonville FLa, it's atleast worth pulling up their website. If foe no other reason than a sanity check on prices.

 

[paulsharvey]

Here are the prices as of 9/08/2024 on similar models to the board. Looks like roughly 10% increase after 18 months, and the new '20 series model change.

 

[paulsharvey]

For comparison, it doesn't look the TYM models had as much of an increase. I know for a fact the TYM 2515 was $1500 more than the Kioti CK2610H at the time of my purchase.

 

[jyoutz]

Those cash prices are really good.

Maybe it’s just Kubota that doesn’t have significant cash discounts. I only shopped Kubota and JD because those and Mahindra are the only dealers we have in the local area. And I wasn’t interested in Mahindra.

 

[jyoutz]

I’ve seen dealers advertise pricing as you have shown, cash vs finance. My local Kubota dealer will absorb the finance charges and charge the finance buyers the same as the cash price.

Mike

That was my experience also.

 

[arrow]

When I worked out the math, I was thousands of dollars ahead paying more and taking the free money for 84 months and investing that $$

No such thing as “ free money” unless you rob someone of theirs and not get caught.

 

[paulsharvey]

For me, the 7% or so conventional fiancing was a lower monthly payment, at the same length, as 0% with the extra price, so a no brainer. Yeah it's only like $8/month, or so, but also, if I come into a windfall, and decide to pay off in full, I'm way ahead.

Atleast with where/how I bought, the zero percent was basically just pre-paid intrest.

 

[paulsharvey]

Kubota runs their own bank, don't they? I know Deere does, so that probably affects things.

Honda power sports side does, and they offer better intrest or no required extra insurance, and other incentives, to prop up their sales.

 

[jyoutz]

I’m sure that the required KTAC insurance pays for part of the financing. But I’m good with that. The insurance is pretty good.