Bird
Rest in Peace
Then, perhaps, mikim might remind me of the floods in Houston a few years ago and how his house was flooded.
I remember that, but what I don't remember is whether or not he had flood insurance. When we bought our current home, nothing was said about flood insurance. In some areas, I understand mortgage companies require it, but not here. But then a fellow who used to work for the city told me this area "used to flood". The official maps just showed a "moderate" risk a few years ago. And a fellow who lives 2 houses south of us and has lived there for many years said it flooded the house south of him, but not his place. I guess drainage ditiches have been improved since then. I did notice when we moved in here that there was a flood gauge (water depth gauge) beside the street right beside the police station. That sign has since been removed. And I do think if my house ever floods, the police station will be under water.
However, I've seen stranger things happen with floods in Dallas during the years I worked there, so I bought the flood insurance, and I just renewed it. As I expected, the premium went up 12.9% this year. Now $332 for $125k coverage on the house and $50k on the contents.