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She is eighty years old and even though they are fairly well off she is very tight with her money. Everything now is what they will leave their son and grandkids. Her husband is in very bad health and unable to help her. I was the one that suggested she get an advisor to handle her investments...

It won't matter much to you but it will make a huge difference to your descendants. RSKY

CDs have dropped by a half percent, 5.7% to 5.2% in less than two weeks on the Fidelity website. But stock market is up. RSKY

No. We have a will. Both girls names will be put on our checking accounts next year when my wife and I turn 70. We also have living wills and when my wife turns 70 we will have medical power of attorney papers drawn up naming our daughters. We had a chance before our last parent passed to go...

I am retired. We live off pensions and my Social Security checks. And we do not lead an extravagant lifestyle. So the money I have invested is not what we live on. It is what we consider generational wealth to be passed on to our children and our grands. So I am looking at the long run. Both...

With the stock market going down the last few months I have a sister who was in a panic mode. They had received a statement for their account in the mail and had lost a little more than 10%. She was ready to fire her advisor and take all her money out. My other sister and I convinced her not to...

I stand corrected. I just checked and my Maverick is first loaded with a high velocity #2 lead shot then three rounds of low velocity #4-buck, then a low velocity 00-buck. The side saddle has 4-buck and a slug. Stock ammo holder has low noise #8 shot and more 4-buck. So the ammo I have on the...

Good one!!

A Warning !! Back about six to eight years ago I had a very eye opening conversation with a young lady who had moved into our area and opened a gun shop with her husband. The couple had lived in another state near a large metropolitan area. They had been active in shooting competitions and knew...

Youngest daughter works for a large insurance company. We are well insured for about anything. I am really not afraid of being sued. I am scared that something will happen to one of my precious grands or one of my daughters. Family and friends have a history of loosing family members when they...

Apparently you didn't read my post very closely. I will defend my family at all costs. I will stand between them and the danger until they are safe. I will do what I have to do to protect them from any threat. But I will not put them in danger to protect any property. My main priority, my only...

What attitude are you talking about? My attitude that my family's life is worth more than all the property that I own, or the attitude about being sued after the guy shot the home intruder. RSKY

You say that someone entering your home will leave in a manner at "your discretion". But it may be you that leave your home on a stretcher covered in a sheet. Or if shots are fired it may be your wife or child struck by a stray bullet. To me it is not worth the risk. People over property My...

This has come up for discussion here many times in the past. What would you do if home invaders broke into your house while you were there. First, if I am here alone and they break in the front door I am running out the back as quickly as possible. Ain't nothing here worth dying for or killing...

One night several years ago three thugs shot and killed a man as he answered the door. Then they entered the house to loot it. The daughter retreated to a back room and hid with her baby and the wife fought back with several weapons the owner had stored in the main bedroom. As a deputy who...

This morning JPMorgan has a CD paying 5.5% available on the Fidelity website. Also money market mutual funds paying slightly less than 5% (SPAXX) with no minimum and about 5.2% (FZDXX) if depositing over $100.000. When you need cash it takes two days maximum to get it deposited in your bank. I...

How many at y'all's Thanksgiving? We had 26 at my side's gathering last Sunday, ages from nearly six months to 82. And we had 41 at wife's side yesterday (Thanksgiving Day) with ages from nearly six months to 89. Instead of trying to have everybody at our house as we did for twenty or more...

She communicates with her eyebrows. It is hilarious. RSKY

Thank you for your concern. She has rounded the corner so to speak. Much better, very little coughing, smiling all the time. Has started rolling over since we kept her three days ago. And I had her sitting up by herself for about a half minute Thursday. She has been the easiest of our five...

Heybear isn't really a show. There is no dialog. All it has is brightly colored objects bouncing around on a black background. I suspect any child that can speak even a few words would be bored by it. But for this little miserable sick baby it was entertainment for a few minutes. RSKY

We have been keeping our 5-1/2 month old granddaughter all week. She has a double ear infection AND developed RSV. This has been the happiest baby I have ever seen. Smiling, laughing, and cackling out loud when I would play with her. This week not so much until today. She has really felt bad and...

Neither set of logs were actually planned for emergency heat. Both were installed because SWMBO thought they would look good. Worked out for the best BUT my widower father-in-law had to be persuaded to go back home after the power came back on. Heck, he was getting his meals fixed, laundry done...

If y'all had taken my advice on Monday and bought that Fidelity mutual fund, would have taken a little investigation on your part, it went up about 5-6% today. Of course it still likes quite a bit getting to where I bought it. Anyway, I am up 40% of the loss that I've had since the start of...

I finally figured that out, LOL. Even with both on about the lowest setting the breaker would pop. Been years ago but I think we moved the 4k over there and used the 2k on our utility room freezer and fridge. At one time we had eight extra people staying with us and three generators going. None...

During the "Ice storm of 2009" here in Kentucky we took a spare 2kw generator to my father in laws house to run two of the oil filled heaters to keep pipes from freezing. The little generator would not power both of them at the same time unless they were both on the lowest setting possible. Then...

Okay, I'm gonna do something here that I have said I would not do. Gonna give advice that is probably good but........ The market is down, I have lost my A$$ the past couple months. I did something stupid knowing better all the time. I have about 25% of my savings in mutual funds. They rate...

Fidelity! Go to fidelity.com and look at the rates. You don't have to register and log in to just look. About halfway across a little down from the top you will see "News & Research". Hold pointer over that then scroll down to "Fixed Income, Bonds, and CDs". Click on that and the rates will...

Smart !!

There are several heaters made to leave in boats that turn on about 35 degrees and off at 40. They are made to be used in bilges that can contain dangerous fumes. Supposed to be fire proof by design. BUT, they are expensive. Check out www.westmarine.com and search heaters. What we always used...

I forgot something in my post above. I am currently laddering my CDs so that I have a large one coming due every three months. I have three with maturity in March, June, and September. One came out in October and I am holding the cash in the above mentioned prime money market account until...

By having your cash in a non interest bearing checking account you are losing more than $5600 a year as compared to the one year Fidelity CD. Nothing to sneeze about. After twenty years of controlling my own finances I deal strictly with Fidelity. Go to their website and check them out. CD's...

We had a skunk spray under our house. The only thing that worked to get rid of the smell was a commercial type ozone generator. Supposed to rid a 150,000 cu. ft. warehouse of smoke smell in 24 hours. I ran it in every room for 24 hours. It worked. We flipped a house for a friend that her...

The mower I own is one of Bad Boys narrower frames. That is why is will scalp on a rough yard with a wide deck. The wider the distance between the front wheels the less likelihood of a mower scalping. But I agree with you about the mowing high and often. People walk by our house all the time...

That is what I was saying. Do NOT spend time in a building with an ozone generator running. RSKY

I am repeating a story here that I have posted several times before. Just not on this thread. When I bought my Bad Boy mower I first ordered one with a Kohler engine and the 60" deck which was the widest possible on that frame. As I was walking to my truck the dealer's daughter stopped me. She...

I agree, Kawasaki all the way!! RSKY

Youngest daughter and her family are on vacation at Hilton Head Island. They went horseback riding yesterday morning. Son in law stayed with the four month old in a stroller while my daughter took the ten and soon to be seven year old out on a trail ride. Everything was okay until the horses...

I am no expert but I believe there are ozone generators for household use that run continuously and there are those industrial strength ones for commercial use. The one we used was apparently an industrial strength one. I believe a person who spent the night in a bedroom with that thing running...

When I had a problem like this on my 2011 DK20S it was the fuel filter. RSKY

Four things I should have put in my post above. First, when grass is wet, don't mow hillsides with a ZTR. Try it once and you will find out why. I have seen some than can lock the front wheels and that would be okay but a normal one, nope. Not unless you enjoy sliding sideways down a hill...

A few years ago we had a skunk spray under our house. It happened about 10:00 one night and we had to get outside the smell was so bad. When I went in to get my keys and wallet I had my nose pinched shut and my hand over my mouth but the smell was so strong I could taste it. An hour after the...

I'm coming in without reading all the other posts in this thread but here goes. If your goal is to mow grass get a machine designed primarily to mow grass. To summarize my experience on our one acre, 35 obstacle (trees, flower beds, etc) yard. Small lawn tractor, mowing and trimming took...

Went to a small country school with mine from first grade until graduation. Didn't date until the last half of our senior year. We were friends first and actually tried to fix each other up with others once or twice. Then a common friend, also a classmate, told us we would be perfect together...

That was one of the sounds of my childhood. The dozen or so hogs we kept banging the lid on the feeder up, then letting it fall shut. Seems like they did this 24/7/365!

If the yard needs mowing I have to sneak out and get on the mower before my wife. Otherwise she will be on it. Neighbor claims he timed us over several weeks and she gets the yard mowed in 1:05 and it takes me 1:15. He thinks it's funny. Come to think about it she is the only female mower in...

I would take a small SUV for trips to the grocery and things like that. As long as it had a range of 150 miles and was cheap. Kinda like a golf cart with airbags,.....and air conditioning,....and all the latest safety electronics,....and GPS. Well, might not be so cheap. Can you even buy a...

That is it except the map that we were shown has the panel area closer to the creeks and edges. Once again, we want 1000' from property lines and not 300' from the front door of neighbors homes.

So you would be okay with a neighbor putting a chicken house, or worse, a hog house next to you? Right on the property line? The people doing this do not want panels close to their homes. Even though two have property closer to their homes better suited (flatter) than what will be used they are...

And maintenance personnel spraying herbicide everywhere. The 80-acre farm some of the neighbors visited had dead, stunted growth all around it. All flowing into a living creek that seven-eight miles later flows beside a town. Once again, none of the property involved will have the owners living...

Nope, we can't even get a map. They had a huge map of the area and proposed facility that we could see at the two meetings but all we have are pictures taken by cellphone. Some have called and asked but have never been shown the map. RSKY

Once again, the $18M will be paid to three families over twenty years. $750/acre with a 1% increase every year. The county will receive nothing from the facility. As a matter of fact they will probably loose some property tax revenue when the property is reclassed. The county commissioners were...

Yep, we are worried about pesticides. Also, the environmental people some members have talked to differed from your opinion. The environmental engineer I talked to said the manufacturing facility she worked at planned to install several acres of panels but stopped the plan when they found out...

During the meeting that I attended the guy from Greenco said that there would not be any road damage. At least no more than the farms grain trucks, tractors, etc. But when some of the neighbors visited the 80-acre site an hour or so drive away they said the roads were pulverized to pieces. The...

I live in Kentucky. There have been days when we would run heat in the morning and the A/C in the afternoon. Go outside with a heavy jacket in the morning and weed eat the yard with a T-shirt in the afternoon. Or sometimes it would be the opposite. As a friend said to me the other day, "Just...

The state has a regulation KRS 278.704 which states that energy manufacturing facilities must be 1000' from property lines. This distance can be lowered by the counties by a county ordinance. But it cannot be increased. The county government has already been sued and lost over this when they...

The problem isn't the broken panels. The problem is the toxic mess that leaked out of the panels in the rain after they were broke. It goes onto the ground and into streams.

Temp got up to 101 here but with the humidity the heat index ranged from 118 to 123 in Murray, Kentucky. We looked at a new car there, black with a black interior and we both said no way. Like being in a sauna.

County commissioners have been talked to several times. They actually come to a meeting we had.

I worry myself sometimes but not for the reason you suspected.

My wife, daughters, sisters, and sister in law will tell each other how hot and sweaty they got working outside by the bra method. Put on a clean bra in the morning, work outside to lunch and it is soaked in sweat. Put on second bra and work until evening and it too is soaked so when they go in...

Our county is not zoned.

According to Bureau of Labor Statistics, statistics for acceptable construction errors for solar, wind, geothermal, biomass, and other electric power generation are ~5.3%. So, conservatively 5.3% of the 270,000 panels Greengo said Banjo Creek would have is approximately 14,310 panels that should...

Once again, it is not 100 yards from the property line. It is 100 yards from the residence, that is the house the neighbors live in. One of the maps, that I did not get to see, at the first meeting with the company had neat circles drawn around the houses at 100 yards. Panels would be against...

In CT or CA did any of the homes sit on a half acre lot with panels on all four sides so that when you look out a window all you see are solar panels? We have numerous chicken and hog production facilities in our area and there is a slight devaluation if one is within a quarter mile or so. By...

Our county is not zoned.

As I have said earlier, there are three families getting the money for leasing the land to the solar company. They have been told that the land will be farmable after the lease is up. Some of our people have visited an 80-acre solar installation about an hours drive away and the soil is hard as...

What they want is 300' from a residence, not the property line. So the panels would be right against the property line away from the house that my grandkids live in. THAT is what has everybody so upset!

The main problem with solar and wind is that it is not reliable. Power companies must still have conventional coal or gas power plants up and idling in case the wind dies or clouds suddenly cover the sun. To get back on topic, the families receiving the money for the solar farm are either...

True, as long as it doesn't damage their neighbors. https://www.foxnews.com/us/georgia-couple-awarded-135-5m-damages-polluted-land-water?fbclid=IwAR0FgCd6CFxboQLmrUdRDWZFG1X-ogEDwqXsymVZil-HbAK7Wsix_n3RNwA

I am no nuclear expert but from what I have read (yeah, an internet nuclear expert) the Chernobyl plant was of a design that would not have been built in the U.S., was run in a haphazard way, and was manned by half trained people. Some of the modern designs would be much safer, more efficient...

Actually they might have IF it was done correctly. I don't think it would be possible though for lack of river cooling water.

There is a reason the companies installing these farms are leasing the land and not buying and owning. There have been several lawsuits by people who have property downstream from a solar farm and had their properties contaminated or otherwise ruined by the farms. In every case the landowner is...

Once again, the neighbors to this 'solar farm' would not like it, but would not fight it IF they went by the 1000' Kentucky statute. That is the solar panels would have to be a minimum 1000' from the property lines. The company is wanting this changed to 300' from dwellings. So in my daughter's...

With modern design a nuclear plant is the best way.

Some of the families involved have had their property and homes for generations. My grandchildren are living in a house on property bought by their great grandparents in the 1950's. My daughter and her husband have just dropped over $100,000 on the house complete redoing it inside and out. Why...

My daughter had a real estate appraiser look at their property. Once they had the appraisal in hand they had her do another showing where the panels would be. According to this one agent it would mean a minimum 40% reduction in the value of the property. BUT that is only one agent. According to...

There are creeks and streams running thru the area. As per good farming practice the land is not cultivated for about a hundred feet from a stream. Also fence rows between properties are wooded. There are areas in the 1200 acres consisting of 10-20 acres that have never been cleared and are...

I don’t understand your point. We have sold timber twice and they have only cut certain species. You couldn’t give some species to the lumber people. And, as I understand, if clearcutting does take place they immediately plant wanted species. This outfit will clear cut everything off the land...

Was this for a 'solar farm'? If so imagine 1200+ acres.

This isn't a crusade for the environment. It is a profit making venture for a company based in Denmark. EVERYTHING used in this facility will be made in China. There will be 270,000 panels and many, many battery storage units. All made in China. When you till up the topsoil and add Portland...

We may have discovered a way to make the upcoming 1200+ acre solar farm acceptable to residents. There is a Kentucky law that says an electric generating plant must be at least 1000' from property lines. A county ordinance could decrease this distance, but it cannot be increased. So the closest...

Sunday we spent some time with our youngest daughter's family. Our newest grand (and positively the last) was born last Wednesday the 31st. So my wife held her, patting her bottom, for nearly a half hour. Then daughter needed help with something and I was delegated the task of holding the baby...

I am receiving nearly daily texts with a picture of what my little Kioti is doing. Most pictures are taken from the seat with my daughter driving. She does the seat work, he does the shovel, chaining, directing. Kinda like my other son in law walking beside his tractor as my six year old...

Oh they both know how to use it. When son in law was between jobs and helped me several times. Daughter can also drive it. She is very slow and cautious. I do not loan out many things to people other than close family. Usually tractor comes with an operator if somebody needs something done. RSKY

Before they were out of sight my wife was wanting to move something around in the yard that was too heavy to carry. We live on a 1.1 acre lot. How much use can a 22-hp 2,000+pound tractor be? Well, enough that we have put two projects on hold. We are retired and can put off jobs. Our daughter...

It wasn't me but it is funny. It was my tiny blond haired niece who was/is tougher than most men. She grew up fighting with and competing with older boy cousins and her brother. Her dad told the story because she was so pi$$ed that she wouldn't. He heard it from friends at church. She is 40+ now...

My wife is terrified of mice. The only run-in I had with her dad in fifty years was when I picked her up for a date and she came out of the house screaming and crying with her dad chasing her with a dead mouse in a trap. He didn't believe me when I told him she cried all thru our date. But he...

No, no, no, nein, nyet, negative!! Never put tools on a tire. That space is for sunglasses only!! Telling for a friend. RSKY

You got it in one. I learned the hard way to always have those points in the ground when parking the tractor for any length of time. They HURT when you hit them. They also cut. Been a couple years since I've donated blood to the Piranha Bar and I got sloppy. The cable hanging off the "Ken's...

I think the pictures will show my mistake. EVERYBODY with a Piranha Bar learns this lesson.

I should have put on the original post that I hadn't talked to the guy myself but was relying on my sister for details. But my brother in law backed up her story. My insurance company youngest daughter has a person investigating this claim and the company, which shall remain unnamed, that...

Sister talked to her neighbor who had massive tornado damage in the 2021 Mayfield tornado. Most of the brick was stripped from his very nice two story home and there was other damage inside and out. Houses one hundred yards behind his were leveled to the foundations. They replaced the red brick...

We had another three dishwasher load Sunday today. All the bunch was here except one son in law who is a lieutenant in a local fire department and had to work. So there were nine and a half present. On June 8th the half will become a whole and there will be eleven total of us. During the meal...

Very recently. I had a pair of old shoes, Skechers to be exact, that I bought at Sam's Club. They had been thru heck and back and the sole on the left one was starting to come loose. Being the frugal person I am I pulled them out of their hiding place, to keep wife from trashing them, and wore...

My sister is looking at the same type vehicle. Her last look was at a Toyota dealer. A 2020 Highlander with 28,000 miles was $42,000 was available while a new 2023 was $51,000 list price. Problem was that the dealer has 116 vehicles on order they haven't received yet. These are vehicles that...

Man, that tractor is ball stick jobey! So said my six year old grandson. His mother asked him what he said and he repeated then walked off. Thru the day this was repeated several times about different things. Finally, with both parents there, he was asked to repeat it. He did and was asked...

Back to the original topic. More info. This is what we have been told by people who were first approached by the company and turned them down more than a year ago. This is the first Solar Farm installation for this company in the U.S.. They are a Denmark based company that is owned or somehow...

You never know in a Sam's Club. Was leaving one and handed the rather large lady at the door my receipt. It was in the high nineties outside and she was sweating, sweating a lot. As she was looking at the receipt I politely said, "You look hot!" To which she replied, "Well thank you". I...

According to the Real Estate people most of the houses next to or surrounded by the solar farm will loose 20-50% of value. Also we are on the TVA system with about the lowest energy rates in the country. When TVA was contacted they knew nothing about the solar farm. Who are they selling the...

Thank you. As the original poster I have tried to stay out of the discussion and relay info to my daughter. As it stands there will be 600+ acres with all the trees clearcut off. This is nearly a mile square. At the meeting they said they would not get closer than 300' to a residence. Some of...

Helped my wife's 80+ year old aunt with a tree that had fallen on her neighbors lot. I used the Stihl, she used the Kobalt 40-volt electric chainsaw. She ran both batteries down. Said she didn't know when she had that much fun. I'm still having stamina problems from the COVID and that lady...

As the tire went flat she said they were close to a "good ole boy" tire shop and the "good ole boy" had them back on the road in a very short time. I am afraid to ask how much the Sequoia cost. She did say that the dealer didn't tack on extra costs like some of the others tried. So I figure it...

A while ago I posted about my youngest's problem getting a three row SUV. She wanted a Toyota Sequoia but none were available. Finally got one ordered at a dealer four hours away. They picked it up Thursday. And are impressed with it. So am I. A very impressive vehicle. They got off from work...

When I was in high school some friends and I frog hunted, a lot. We would spot a pond and knock on the door of the house nearby to ask permission. We would ask if there were any cattle around and the direction of nearby houses so we would know what directions to not shoot. Offer to bring frogs...

It is a large company from out of state installing the 'farm'. There was a meeting with the local property owners about this and my daughter and others said the company representatives were condescending and very, very rude. They were rude even to the people who owned the property where the...

You have to be careful felling or removing trees on a riverbank. I believe you can remove one across a stream but not one that has fallen longways to a stream. Or that was the rules seventy years ago. We had problems with the bank being undercut and large trees falling into the creek diverting...

This was in the late sixties or early seventies. Not much activity from game wardens, etc. at that time in Kentucky. But you could get in serious trouble for damaging or changing the banks of creeks and rivers. The creek flowed across our property for about a hundred yards with the banks low...

Amen to that DuckDuckGo is the only way to go. RSKY

A LONG time ago we had problems on property that had Clark's River as the western boundary and Damon Creek as part of the southern boundary. This happened before ATVs and UTVs arrived on the scene. We knew people were putting their trail bikes in at a bridge about a mile south and riding up to...

Some people have got together in one of our communities and are planning on installing a huge multi-acre solar farm on property adjacent to my daughter's and sister-in-law's property. They will be surrounded to the north and south of their properties and across the road. Their property value...

I use Planes Live on my iPhone. Been using it for boredom relief while quarantining with COVID. Saw some Alpha Jets flying around the panhandle of Florida. Does the US use these now or are European Air Forces training in the US? Could they be Ukrainian pilots? I know that Whitley in the...

I'm proud of you for being proud of your niece. I always like to hear people brag on their young relatives. So often all we hear is criticism it is just refreshing. RSKU

The roofer had to finish jobs that his crews had started before they could start to work on repairs. My daughter who works for an insurance agency said they were totally swamped with calls from wind damage. A friend had his entire equipment storage shed ripped from the ground and flipped over...

A little more info. This is a new roof installed in the fall last year. I was worried that we hadn't had any hot weather after the install to seal the shingles. But with gusts up to 65+mph don't guess it would have mattered much. Roofer's wife called after I posted the original. Said to use wood...

Just a question. I have two spots on my roof with shingles blown off by last weeks windstorm (65-mph gusts). How to I attach the tarps over the bare spots? Unless told of a better way I intend to nail them to the roof. There are so many people with damage that I don't know when the roofers will...

We are on a natural gas line so don't have to worry about refueling a tank. A local outfit does the installation and maintenance on the units they sell. They have a reputation of standing behind their products and not charging an arm and a leg for work. RSKY

Power came on at 3:45PM. So it ran from 11:15AM Friday until 3:45PM Saturday. That is 28-1/2 hours if I am correct. No inconvenience to us at all. Well except for buying the thing and paying for the natural gas. Gonna be interesting to see how much more our bill will be this month. Also with the...

We worried and worried about spending the money for a whole house generator last year. And went ahead and had it installed. My thinking was that my wife could not handle the portable ones we have depended on since 2009. ANOTHER storm line came thru yesterday and there are trees down everywhere...

A little bit of warning here. I live in Mayfield Kentucky were the tornado went thru in 2021. I have never had State Farm insurance and know nobody that works for them. But NOBODY with State Farm is happy with them after the tornado. Last guy I talked to about it lived in sight of houses that...

A story from the 2009 episode I mentioned above. A few years later my wife was teaching a writing class at the local university. One of her students (a teacher) told this story. At the time of the storm she was the secretary to the general commanding the Kentucky National Guard. As such she...

We were without power for nearly a month in 2009 after the "Ice Storm". SIL had a 2k generator that we alternated the freezers and fridges on. Had two light bulbs on it at night. Wife cooked bacon and eggs on a natural gas stove we had for heating the sunroom. Heated water on that stove for...

We had a late 1970ish model Ford bush hog that we sold last year. It leaked for thirty years. Every year before first use I would put a tube of regular grease in the gearbox. Then fill it up with the 90-wt gear oil. Just check the level and top it off every couple days of use or if it has been...

I hate hearing about conflicts over an estate. Actually the whole experience drew my sisters and I closer. We talk at least three or four times a week on the phone or in person. Same thing with my wife and her sister. They seem to be closer now than ever. Her sister was very much in favor of...

I can understand that. As I have stated elsewhere in another thread (can't keep up with all of them) there is a family related to me by marriage that is having a serious problem with two inheritances. Basically ALL the cash involved has gone for lawyer's fees. Some property may have to be sold...

OK, I understand. States are different and the closeness of the deaths complicated the transfer. In both of our cases the other spouse had passed away several years ago. RSKY

I don't understand. We settled two estates last year, my mother's and my father-in-law's, without a lawyer. Both had simple clearly written wills. Both were settled without a lawyer. I understand that some families do not get along with each other but this was so simple. RSKY

When I turned 59-1/2 and intended to start drawing from my main 401K I was advised by my advisor at Fidelity to roll it into an IRA. I did so and that advisor was replaced by a lady, also a Fidelity employee, who specialized in new IRA owners. She made a sales pitch for an annuity. Made it sound...

Dawn Powerwash will take grease out of your jeans too. We use it for everything. Well..... not for washing potatoes! RSKY

Complete and total success!! After a few miscues one of which nearly caused my wife to have an instantaneous nervous breakdown everything went off perfectly. More on the nervous breakdown later, it was entirely my fault. I have a new appreciation of people who cater or serve large groups of...

Okay, the verdict on the taters. We washed two on the rinse cycle with the heat dry turned off. They came out clean and smooth with no visible defects. They were slightly warm to the touch. Wife rubbed them with olive oil, I salted them with Kosher salt, wrapped them in aluminum foil, and put...

Okay, my secret to burning three wooded lot worth of wet leaves in 45 seconds. Simple Have a wife who has never used gasoline to burn anything. She is super intelligent, hard working, works well with people, has no temper, and is knowledgeable about many things. Except gasoline, not very...

REALLY?? Front loader or top loader?? RSKY

You would probably be like the rest of them, run inside and peek thru the curtains whenever I go outside. Hadn't really thought about it but I have heard neighbors talking about some of the crazy things somebody has done over the years. Didn't occur at the time that it might have been me they...

These are 52 monsters. And I know who would end up doing all the work. Average slightly less than a pound apiece. But it's not really the work that matters. It is the principal of the thing. As a long time TBN member I should be able to come up with an unusual, unorthodox method of screwing...

When we bought this house in 1978 neither one of us had used a dishwasher. Got home one night at 1AM and wife was waiting up for me. She had run out of dishwasher powder and used liquid dishwashing soap. Entire floor of kitchen was soaking wet. Took several fans and several days to dry it out...

Wife has volunteered me to help her cater an early supper/late lunch at the extension office. It is going to be a "Baked Potato Bar" for a group of old people doing estate planning. Forty eight people are attending plus presenters. We bought all the stuff she needs for the "Baked Potato Bar"...

That was then, this is now. She has called every Toyota dealer within a four hour drive. Most want $1000-10000 non refundable and might get a vehicle in a year. With a new baby on the way she will need the vehicle by June. Apparently from what I have heard talking at church ALL Toyotas are in...

FINALLY.......SHE HAS A VEHICLE ORDERED. She called a dealership four hours away and they are getting a vehicle just like she wants at the end of the month. At first contact they wanted $10,000 over list. Daughter said she started laughing at the salesman. Told him no way was she giving over...

I can see that I've had a different experience that some of you. When settling my mother's estate my sister's and I divided the work up and didn't worry about it. I wasn't going to cheat and neither were they. Both of my kids work hard and have good jobs. Both their husbands work hard and have...

With my mother I was the one who gave her the medicine. She was at home and the Hospice nurses were very good with her. But I was the one when it came time to give her the medicine. We had been told on Monday that there was no way she could make it to the weekend. And she was starting to suffer...

Many years ago I read about a University in Germany that had an agreement with several state/regional governments, or whatever they have there, and the German auto industry. When there was a fatal accident they were called and did their own investigation separate from the authorities. By law...

The guy that taught our Concealed Carry class has a room like that. Actually bought an old bank vault door and had it installed. Of course he had, as of ten years ago, 17 AR-15s, 18 AK-47s. all kinds of other guns and a belt fed Browning machine gun. He did mention that it could be a tornado...

Back to the Legacy question and old age. As mom was getting older and the cancer was progressing sisters and I attended a seminar on "elder law" at a local hospital. It was put on by a lawyer from the one and only Kentucky law firm that specializes in legal matters for the elderly. Talk about...

We have a friend now in her sixties whose husband developed Dementia or Alzheimer's at age 46 and died in his mid fifties. The doctors told her that whatever he had was inherited. I believe they have four kids and I know they have all been tested for the disease but I don't know what the tests...

Several years ago I heard of a local man who had a slow acting but painful, non-treatable cancer. He had got to the point that he was going to have to stop driving due to vision problems. The only driving he did was a couple miles to church and a small Dollar General type country store with a...

Even without Dementia it can be difficult. We knew my mother had only weeks or days to live and knew that she wanted to die at home. So for nearly two weeks two of the three of us spent day and night with her. We could do this because all three are retired and have good spouses. She passed in...

Don't be so judgmental until you've had to change a ninety year old man's sh!tty diapers a couple times a day for a week or so. I know some dump their elders in homes but most of the time there is little choice. People have jobs, people have young children who need cared for. Neighbor had to...

LOL, true. Spell check strikes again or I may have just typed it wrong. Didn't notice and I'm not gonna edit it out. Let somebody have a laugh. Reminds me of a text I sent to my wife when she was teaching a class of teachers at the local University. It should have read "interest the teenagers"...

Somebody gave me a barrel with some type of grayish adhesive in it. Can't imagine needing 55-gallons of adhesive at one time. Anyway, the ones I usually get have had motor oil for tugboats in them. I will take the top off, put a half gallon of diesel in it, tape four or five kitchen matches...

All our investments and property are left in our will specified "Per Stripes" (I think this is the term) meaning that it is to be divided equally between our two children but if one has passed their half is to go to their descendants and so on. If they have no surviving descendants then it goes...

My wife and I both settled our last parent's estates last year. Wife and her sister were co-executors and handled everything together or if one was busy the other handled the business. No lawyers were used and the estate was settled to both their satisfaction. My sisters and I were also...

It was years ago but one of my father's aunts died with no children and no will. By the time it was all settled there were 'relatives' who had never heard of her who got checks for as little as $40. The nieces and nephews might have received a couple hundred each. They were the ones who took...

Having been in a minor disaster area I second the part about not giving it to a national "charity"! Samaritan's Purse has been great here. They are strictly volunteer funded by donations. As have been the Bread of Life organization. Heck, give it to the Amish Disaster Relief IF they will take...

I understand what both of you are saying. BUT the situation my SIL found himself in was that he couldn't miss work for a vehicle being down. He was working many hours and if he was to sleep he didn't have time to work on a vehicle as he had in the past. Also my daughter was tired of him spending...

Oldest son in law was same way. He always bought used and worked on them constantly. New engine in his pickup. New transmission in the pickup he borrowed from his dad. He got a job that provided him with a work pickup that he picked up from the dealer new and never had a single breakdown in...

???????

Coyotes nearly wiped out the fox population in this area. But they seem to be making a comeback. Also Bobcats are getting thicker. But the deer are what scare me right now. There are places on local roads where you just slow down and keep an eye out for them. Usually close to a small creek...

On a recent trip from Mayfield Kentucky to Paducah Kentucky on Highway 45 we counted 18 dead deer in less than eighteen miles. This was northbound in the center and on the east side of the road. Don't know how many were on the other side of the four lane. Not talking about piles of bones these...

We have always bought new and driven the vehicle 'till the wheels fell off'. Or until our requirements changed. For example, when I really didn't need a pickup but needed something a little better on gas than the 15mpg I was getting with my 1993 Dakota and traded for a 2007 RAV4. Which was...

I changed all the 'bill paying' site passwords this weekend. All are the same, rather complicated but easy to remember for my wife and I. Other 'no money involved' sites tend to have the same one or two passwords. For anything financial there are separate passwords more randomly constructed. All...

For the first time this year all the bunch was at our house for Sunday lunch. Plus my sister-in-law and her husband. His birthday is at the end of the month so it was an early birthday dinner. One son-in-law works every third Sunday and sometimes more to cover a co-worker's vacation. But this...

I have a nephew moving there after he retires for that reason. RSKY

Now they are where my wife can't loose them. Hope she doesn't see this. Passwords all have at least two capital letters, six lower case letters, four numbers, and two specials. Some have all capitals except for a couple lower case. If the house catches on fire we both have agreed that if we...

I believe it was just the larger models from the last couple or three years. Especially low milage ones. His mother has an Acadia and it has been trouble free. She says the best vehicle she has ever owned. Dependable, comfortable, and easy on gas. RSKY

Hey Gale, long time no talk. My son-in-law has the Model Y. He leaves it for me to drive when he borrows my truck. Wife is afraid I'm gonna kill myself in that thing. His is the dual motor performance model and it will scare the heck out of a passenger that has never ridden in one. I have a...

They are on their second Toyota with no problems. I believe I posted earlier that they were on their third but this is their second. They had a Mercury for a while and it stayed in the shop more than they drove it. I believe the longest was for six weeks. I have always had great service with...

At the last factory I worked at when the announcement was made that the plant was closing two shifts of supervisors were sitting in the planning area and were talking about what they were going to do after the closure. I was 56 and more than half were older than me. I was also the outsider being...

I had two of those at one time. Not only long hot showers but had to put in a gravel bed for the washing machine and two of the three showers in the house. All the water overwhelmed the septic system. We also switched to a front loading washing machine to cut water usage. The problems a being a...

Passwords changed at least once a year on everything. There are three password books on my desk. Well, correct that, there were three password books on my desk. My wife cleaned my somewhat messy desk for me on New Years Eve before our guests arrived. Haven't seen the oldest password book since...

It has been a while, maybe a year, but one of the girls was gonna charge something for me and had the card number memorized. I just had to tell her the three digit code and expiration date. Edited: It was to pay for the VRBO vacation last year. (Dad always pays even though he is on a fixed...

At least since the oldest started driving in 1998. We gave her a Discover Card to pay for gas. We just added her to the account we already had. The security number on the back has changed a couple or three times. And of course the expiration date has changed over the years. So I believe it is...

The sheriff or deputy looked up the address and it was the correct name of the tax rolls. This could possibly be true. I mean, and I'm not trying to be sarcastic or anything, but he could have accidentally logged on to my account. Accidentally changed the address from mine to his. Then...

When I was very young my dad got the idea he could keep the pigs in their field by using electric fence. Their large five acre pen was between the road and my mom's garden. She worked in that garden from sunup to about 10:00 then from 3-4:00 until dark every day. The pigs had rooted out a spot...

That is the problem. IF you can find one. I think she is going to look at an Expedition next week. Doing training out of town in three or four different locations this week. RSKY

Good idea. I could mail it from a post office in Tennessee. Keep the ideas coming! RSKY

Not even in consideration. Tractor/trailer combo will be moved three or four times a year. Too much expense for too little utilization. Biggest problem to be solved is for two adults and three kids because of the baby due in June. Plus the fact that those are in short supply also. Ford...

I got two emails late Monday night that should have concerned me after all the posts on here about credit card fraud but, duh, I read that a suspicious purchase had been made on the Walmart website and cancelled by Walmart. Since it was cancelled I just read the emails and went to bed. Woke up...

We recently had below 0*F temps. The Mitsubishi split unit would not heat our sunroom. It just circulated cold air. Had to shut it off and light the NG logs in a freestanding stove that we had installed for emergency heat years ago. After I lit the stove it was more than two hours before the...

Son-in-law has his Tesla with the performance package. So she gets to pick whatever she wants. They actually sat down and she wrote out her criteria for a new vehicle. He added his to the list and they went thru a process of elimination and of the four or five vehicles left on the list she...

Speaking from experience, hitting a steer weighing 800+ pounds is not fun. Bent everything on the right side of a six month old 1983 Oldsmobile Cutlass except the front door. Rounded a corner on a back road on a dark moonless night and the car jumped sideways. Didn't know what I had hit until I...

I worked for three different tire manufacturers. I have asked tire engineers about using nitrogen in the tires. All said it was a sales gimmick. Unless your were running at high speeds for an extended amount of time it would not do your tires any good. I imagine that in Europe with the...

There are no used vehicles around here. At least what they are looking for. One friend of theirs deals in used vehicles. He can get them a used GM large SUV but told them he wouldn't sell them one. Don't know why but he said to avoid them. Around here the market for larger used SUVs is dry. None...

My youngest daughter is needing a new vehicle because the one she has now, a Toyota 4Runner, does not meet her family's new requirements. Their vehicle requirements have changed because they are expecting a third child and they have a tractor that needs to be trailered forty miles to her...

Bought my first 4K generator in 2009 during a three week outage due to the "ICE STORM OF 2009". Ruined it by not running the carb dry and letting it sit for two or three years. Was given another larger B&S pullstart during the next outage. Wife couldn't start it so I purchased a larger electric...

This started before Christmas, is still going on.....and it is entirely my fault. My six year old grandson wanted "snake boots" for Christmas. Just some high topped rubber boots for him to wear while traipsing through the fields, wood, and ditches on their 20+acres. While he was explaining to...

And there is nothing wrong with being frugal. My dad lost his dad when he was about four years old. There was no safety net back in the early twenties. I remember him telling that Grandma got all six kids together and showed them one silver dollar. After the crops were sold and the bills were...

To bed at 11:30, back up at 2:30. Something woke wife and I both up. Then at 2:50 the small weather alert radio went off. Scared the beejusus out of both of us. The CK20 is a little beast. Best thing about it is that it is so easy to operate. Wife loves it, both daughters have used it...

Don't think it touched down but the local weather man got a little exited. No where near as exited as they did in December 2021. This one supposedly passed between us and youngest daughter's place while on a straight line to oldest daughter's home. Gonna be a long night.....again. RSKY

I do not buy anything on credit that I could not pay for with cash. Including all the vehicles I have ever owned except for the first two or three. But if I can buy a vehicle on credit, make payments, and leave my money drawing more interest than I am paying of course that is what I do. If you...

We also use the Fidelity 2% on everything card. Except for gas, restaurants, and Sam's Club. On those we get more back using the Sam's card. And we use mainly Discover for online for reasons I have forgotten. As I have said earlier we never carry a balance. Pay it off each month. Over a years...

To give an example. We bought close to $80 worth of New Year's Eve party stuff at Sam's Club yesterday. Paid less than $5 actual cash. The rest was paid for by cash back from the Sam's card we use for gas and meals. This doesn't happen all the time, but often enough to make using the card...

We also finance large purchases on vehicles. It they are offering you 0% and you draw 3%... Well every penny counts. If we don't use a card for six months I tell the wife to buy something on it. Keeps them happy. RSKY

I have rejected ever plan I can come up with for a storm shelter. I have finally written down some criteria for what features it must have. 1) Easy to access. Won't do anybody any good if you can't get in it when a tornado is coming. 2) Seat 4 adults comfortable or 8 crammed in. We have...

I think the problem with a storm shelter added to the basement would be waiting for somebody to dig you out if the house collapsed on top of you. RSKY

I agree and disagree with you. Let me rephrase it. Don't rack up a credit card balance you cannot pay off without incurring interest. Pay it off ever month. The last place I worked had a bunch of young guys who got the job and immediately went into debt buying new pickup trucks, four wheelers...

Which one would you recommend to a first timer? RSKY

Talked to my wife's uncle last night. They have been on several of these cruises with a senior citizens group. He said to go in early spring most of the time (really helpful there) but conditions can change. Said the crews and staff were really good on Viking, didn't know about others. Just...

It will be a few months before we go, if we go. The rivers should be up by then. Just wondering if the Eastern Europe would be better than the ones thru France or Central Europe. RSKY

Some friends of ours are wanting us to go on an European River Cruise in the spring of 2023. Has anybody ever tried this? It seems that the Eastern Europe cruises are on 'sale' until the end of the year. Any suggestions for first timers? We are also looking at Mississippi River or other U.S...

Back in post #72 I mentioned that getting a couple cards cancelled caused our credit score to drop. It went from 849 to 811. Don't buy toys on credit. Only use credit/loans etc. for purchasing items or services you must have. A home, main vehicle, or other large purchase. Don't use credit to...