I do use the loader for stabiltiy, but I can reach it from the backhoe seat to lift and move - then lower it again.
Digging Times
For reference - in 4 hours last night I dug a 12' x 4' x 7'deep hole to access some footings. The first 6' deep went fast, but with my 7' hoe the last foot took a lot longer - especially given that I was digging up against a wall, and could not access the hole from either end due to a heat pump and deck so ended up moving around a lot and had to keep moving the spoils pile out of the way. I estimate 50 cu ft / hour including positioning and moving spoils, when figuring how long to plan or when estimating a job. I usually beat it but not always.