I feel for everyone, I agree it is scary and going to be more so in the near future ...
I am fortunate, no mortgage, a small equipment loan and credit line ... we raise our own beef and pork, the freezers are always full, the garden has expanded to the point of using a 2 row planter and am seeking a two row cultivator ... have been using a 1 row, this spring I am planning to plant some corn for a feed source next fall. The kids and grandkids think I am over reacting, at least we will eat!!
The wifes truck and mine is paid for and no plans to buy a new one ...
