Oops. I left out an important part when I originally started the thread. Let me try again.
At the utility pole. Meter wires to a 200 amp disconnect. I will be wiring from the 200 amp disconnect to a 200 amp main lug on the utility pole, so just a couple feet of wire. In that main lug, I'll have circuit protection for the feeder to the house.
From that main lug on the utility pole, I need to go underground 200 feed to the 100 amp main lug on the house. I wasn't planning to have a main breaker at the house (old house we use as a cabin really). I don't really need 100 amps, probably 50 would be fine, but the 100 main lug was really all I could find at Home Depot that had enough circuits. I'm trying to figure out what specification of wiere, CU or AL, and whether I should direct bury or run in conduit.
At a later date, I will run another feed from the main lug on the utility pole out to the barn.