Your tongue weight should be dialed in to roughly
10% - 15% of gross trailer weight. So, if trailer + payload happens to be 5k lb on a given trip, you should adjust the load to achieve 500 - 750 lb. on the tongue. Of course, most aren't going to have a way to measure trailer weight and tongue weight handy, so it becomes a bit of a SWAG.
The first time I loaded my tractor + loader +
ballast + wagon all onto my landscape trailer, I remember playing musical chairs between the tractor, ballast box, and wagon, until I got the thing to balance right. After figuring it out once, you just repeat.
And when loading logs on my trailer, I've developed an eye for what's right, mostly watching how the trailer levels out under load. Generally, this works out by putting the center of each log length over the front axle of my tandem, when laying logs in length-wise.
This is very important at highway speeds, less so if you're doing 25 mph between two neighboring houses.