joester said:
Hi, this is my first post and I need help deciding on a new tractor. .
You came to the right place though you'll probably get more disparate advice than you know what to do with. So, my first bit of advice is to read the responses here as part of your general tractor education, not as specific advice no matter how firmly they are stated.
There are a couple of things you should clarify: how steep is that hill you refer to? Tractors are generally not as stable as cars or trucks on slopes. If the slope is less than 10 degrees or so you shouldn't have any issue but if it is more than that or there are hidden holes or rocks then look to see if you can mow going only up or down and not sideways. If the hill is steep and you must mow across because of the pond, then you should look for a tractor that is specifically set up for slope mowing such as a PowerTrac. The PowerTrac 420 or 425 might suit. The PowerTrac 1400 or 1800 series would be great but much more expensive. There are other similar mowers such as Ventrac and Steiner but those are more expensive.
4 acres of mowing can be done by a 20hp tractor but would be more efficiently done with a 30hp machine simply because it can use a larger mower. Are you finish cutting (lawn) or rough cutting (pasture, field)? A 20hp tractor usually will match with a 4ft rough cutter (bush hog) or a 5ft finish mower. Add a foot to each for a 30 hp tractor. You can do the math but basically you'll save about 20-25% time by using the bigger tractor mowing.
You mention brush clearing when describing your reasons for a loader. Loaders by themselves are not very efficient for that purpose but with a
grapple added to the bucket or a separate full
grapple they are very efficient. A toothbar adds some ability in this area to a plain bucket too. Mostly though, I'd be thinking bush hog as the first implement for dealing with brush. Why cart if off if you can mulch it in place?
Because of your unique hill/pond/mowing requirements, I'd suggest you go read up in the PowerTrac section and ask a similar question there. There are unfortunately no dealers for PowerTrac so you buy direct from the factory in WV but there is a loyal following here on TBN and they do a great job helping each other with service advice. The PowerTracs are also very simple machines compared to CUTs so they are not that difficult to work on.
Good luck and welcome to TBN.