In 2021 I made the decision to buy a cab tractor. At that time, I had been mowing my place with an open station 37 hp tractor and 6 foot rotary cutter. It got the job done, but it took me all year to get all of it mowed, plus doing the area around the pond 3 or 4 times a year because that's the area of the land that we use the most. It was brutal in the summer heat, and I was worn out every time I got off the tractor.
It took 8 months for it to arrive, and I got lucky that in 2022 they upgraded the AC system. In June of 2022 my dealer, PR Equipment delivered it to my place, and everything has been better since then!!
I started looking at used with a budget of $35,000. The more I looked, the less I liked what I was looking at. It just seemed like I was buying other people's problems, and since I didn't have the cash, I wasn't too excited about financing that much money for something that I would be working on all the time.
Somebody on here mentioned Massey Ferguson. I did some reading on them and then went to a dealer to look at one. I didn't like the dealer, but I liked the tractor, so when they offered 0% interest for 7 years, I realized that it was a now or never opportunity. Cash price for a Massey Ferguson 4707 was $52,000 and the 0% interest price was $55,000 which was $653 a month with nothing down.
It was a lot more money than I ever thought I would spend, but 3 years later, it seems like it was a good deal. According to TractorHouse, a new cabbed 4707 is just over $70,000!!!
I don't see prices ever coming down, and my philosophy on most things is that it's never going to be cheaper to buy than it is today. This goes with home repairs and improvements too.
For me, the tractor has been life changing. Having AC means I can mow during the worse heat of the day and feel refreshed when I'm done. I work on the farm until I can't deal with the heat, and then I'm still being productive in the cabbed tractor. Now I'm mowing my land three times a year and the fields of weeds have turned into pastures of grass. The weeds are still there, but I only saw a couple Candian Thistle and Goat Weed yesterday. Three years ago, there was more than I could count!!!
I can go on about other things that I bought that were too expensive, and I didn't want to spend that kind of money. My Scag zero turn mower and Kawasaki Mule are both good examples of sticker shock, but in hindsight, good deals because they would cost more if I had bought them later, and how much use I've gotten out of them.
