Insurance Options

[LowellBen]

We have had an extremely dry winter in Colorado and are at extreme risk of fires this year. Have already had two - one just about 5 miles away. Got me started on thinking about insurance for my 2015 1538.

Talked to my State Farm agent and he said we could get something called PAP. Started down that route. Had to get a current value estimate from a Mahindra dealer, which I got. This was a number which included the tractor, BH, FEL and bucket. SF underwriters came back and said that they needed the attachments broken out separately. Dealer said no can do, so the policy application was cancelled.

Was the dealer correct in not being able to break things out?

Other insurance options?

Thanks,
Lowell

 

[duffer]

While I"m not certain, I suspect the dealer cannot break out the components because he got 1 invoice the "unit as a whole".

There are several ins companies that cover equipment as part of the "personal property" coverage within your homeowners policy. (without additional charges if you're comfortable with those limits) You should call around to get other quotes