Good morning!!!!

   / Good morning!!!! #107,341  
Sassy is back home.
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   / Good morning!!!! #107,342  
Sassy is a lot cuter than Brogen. :cool: Thanks for sharing:)
 
   / Good morning!!!! #107,343  
BC/BS supplement? Had to look that one up! At those prices, Ron, my health insurance premium would almost double. If I understand correctly, that was for a MediGap policy that covers the 20% of the bill that Medicare doesn't pick up, right? I'm waiting on an MRI bill, too, and I'll be paying the 20% because it's still early in the year and I haven't met my maximum out-of-pocket limit yet. I'll be on Medicare next year, so I've got that long to come up to speed on how it works and what supplemental plans make sense. Where's a good place to start?
There are people that can help with finding the best plan for you. The problem with finding that person. Is so many a pedaling Advantage plans are paid a commission for selling you one. Best to ask around for recommendations for others.
There are some Advantage plans that are good.
What is the difference.
Advantage plans take over all the billing from Medicare and are not as standardized like Supplemental.
Supplemental pays Medicare 80% of the bill. Your supplemental insurance pays the rest. Plan F covers the most. There is also a high deductible F plan. Every state has a different cost. So you need to search out your state and county. There is also plans from A to N.
You should do all your research and sign up at least 3 months before you turn 65. You will also need prescription D if you choose a supplemental.
There is a penalty for not signing up within a given time.
Every person needs are different. If you have lots of Dr visits and test then F May be a good choice. Many plans have $25 Dr copays and $45 for specialists and other deductibles. My plan has none. Plus I do not need a referral to see any Dr.
 
   / Good morning!!!! #107,345  
Dishes done, vacuumed most of the carpet (back started hurting, don't want to go there. Wife was planning on being on the road late morning, gonna text me when she left... but it is early afternoon and no text yet.. she has not left yet is my guess.
 
   / Good morning!!!! #107,347  
Glad your bride feeling better and I hope your taking it easy also.
 
   / Good morning!!!! #107,348  
40F clouds taking over rain wind over night.

Not much happen here today other than filling feeders watching 3 Tom turkeys enjoy there lunch and not stepping on my toes,short walk about notice lot snow flees.
Dinner watch recording might hit pillow early that way I get to pick spot before the kittens. :)

Enjoy the evening all.
 
   / Good morning!!!! #107,349  
Thanks Drew I am already on she will do same as I have Anthem which is BC/BS in Va. I am geared towards drug card which covers a lot and supplemental to cover the really bad things

jbrumberg nice picture of Brogan hope the wife continues to improve
 
   / Good morning!!!! #107,350  
Sassy is really beautiful Ron
 
   / Good morning!!!! #107,351  
BEF hope you throw that cold soon
 
   / Good morning!!!! #107,352  
Good evening! Back online. Went out into the Caribbean in a ship that was cut in half so they could add my cabin. Extension of cruise ship "Enchantment of the Seas" in 25 at Rotterdam Shipyard. - YouTube
Yep it still floated, and we had to go through a vigorous medical exam before boarding. We had to correctly answer the two top secrete questions.

They had excellent vegan Indian food, my favorite was okra curry.

Kyle no special prep for garden it's only suppose to get to 29˚F tonight.

RNG I have learned from other people on TBN that other countries do not define the terms vegetarian and vegan as we do. So when I see some statements made I just chuckle.

Drew, hope the procedure will give you some good temporary relief.

Roy, hope your flu passes quickly.

Remember the mask will only help prevent you from transmitting the flu, it will not stop you from getting infected with the viruses.
 
   / Good morning!!!! #107,354  
There are people that can help with finding the best plan for you. The problem with finding that person. Is so many a pedaling Advantage plans are paid a commission for selling you one. Best to ask around for recommendations for others.
There are some Advantage plans that are good.
What is the difference.
Advantage plans take over all the billing from Medicare and are not as standardized like Supplemental.
Supplemental pays Medicare 80% of the bill. Your supplemental insurance pays the rest. Plan F covers the most. There is also a high deductible F plan. Every state has a different cost. So you need to search out your state and county. There is also plans from A to N.
You should do all your research and sign up at least 3 months before you turn 65. You will also need prescription D if you choose a supplemental.
There is a penalty for not signing up within a given time.
Every person needs are different. If you have lots of Dr visits and test then F May be a good choice. Many plans have $25 Dr copays and $45 for specialists and other deductibles. My plan has none. Plus I do not need a referral to see any Dr.

There is no reason they have to make this so confusing and complicated. They could pay 100% and cover prescriptions and not require supplemental plans, etc.
 
   / Good morning!!!! #107,356  
BEF, the medicare plan "F" that Ron is talking about has been discontinued for new sign-ups for 2020. Just to make things more complicated.
 
   / Good morning!!!! #107,357  
Loaded everything up. Tractor sure came in handy
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Basic structure in place

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Tomorrow purlins and roof metal.
 
   / Good morning!!!! #107,358  
Continuing cardio rehab three days a week, struggled a bit today with this head cold or what ever it is. Getting better at balance and steps almost daily.
I’m down another three pounds with no changes in eating habits.
I’m sorry to read that so many are sick or injured, prayers for all.
Bought a 4” drop hitch for the Ram to level my trailer. Had a visit from Ellen’s dad today, great guy!

Went to Ash Wednesday service tonight, very nice.

Have a good night folks.
 
   / Good morning!!!! #107,359  

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