All heat pumps need to have a backup heat source. Depending on how many Amps you have coming in, and how far it is from the transformer, it can rapidly get very costly to run the wire to upgrade. I’ve been researching the costs of various options, because I have two old Forest Service houses with 125-Amp services I need to upgrade, from their 1962 oil burners we can’t get parts for.. I’m looking air to air with propane backup.
I did cost comparisons of various systems, and the increased cost to install geothermal loops, in our soils will exceed the cost savings from the higher efficiency in about thirty years. System design life is 20-years.
If you dont have ducts already, a MiniSplit system may make more sense. It has the advantage that each zone can independently control their own temperature. Saw some MiniSplit heads designed to go into the dead space at the top of closets. Which would eliminate the “wall wart” look.