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Yes, but 3 repairs in 6 months (or something like that) will get you a letter from your insurance company saying you're being dropped. That happened to me 25 years ago.I didn't read through all 4 pages , so forgive me if this has already been said, but in Florida if you have full coverage insurance on your vehicle and your windshield is damaged for any reason , your insurance company is required to pay for it to be replaced in full at zero charge to you, no deductible. Do any other states insurance laws mandate this? Just curious.