Buying Advice Gonna buy a NEW tractor

[Kosmo]

Hey fellas, I'm getting older and need to be fixing things less and getting more work done. so I'm gonna buy a new tractor in the 35-40 hp range to replace my NH1715. I've got the cash available but the 0% financing is quite attractive. The two closest dealers are Kubota and JD, so ideally the choice would be one of them. But I'm pretty sure I'm gonna pay more than a Kioti or Bobcat which are about 35 miles away. NH and LS are way too far. Anyway with the tractor I'm getting a loader and Backhoe, and possibly a SB and box grader. What I need advice with is in keeping the 0% financing, how much of a discount could I expect with a package like this. If one would say very little then I'd be more apt to buy an aftermarket SB and grader. The TLB for a JD 3039 lists about 45K. Haven't priced out a K L39 yet nor a comparable Bobcat or Kioti. Any experiences out there for someone dealing with the dealer for the first time? I appreciate your thoughts. Oh yeah I've got 38 acres on a hillside with 2 fields that need mowing and a 3/4 mile gravel drive up the hillside that needs to be maintained. Got some digging work that needs to be done this summer.

 

[sparkyjohn]

I just bought a smaller then what you want, a 24.5hp with front end loader. A Kioti CX2510 and the cash discount was $1,000 for the tractor and $400 for the loader. So from a Kioti stand point, i would think about $2,000, you can always call, they will tell you.

 

[ericm979]

The discount you can get if any depends on the market in your location. But in many parts of the country dealer stock is tight now, making it a seller's market.

Also you may be paying more for a tractor with 0% than a model from a different manufacturer that does not offer 0%.

 

[Rdrcr]

^^^^
Agreed. All depends on the market.

I just bought a Kubota L2501 with 0% financing for 84 months. I was able to get the financing and a discount. Depends on the dealer.

Mike

 

[nybirdman]

The L39 is a dedicated TLB and going to be more than a regular tractor with a back-hoe added.They are a more commercial type and you pay for that.

 

[dodge man]

I think discounts aren’t as good as a couple of years ago. Usually you can get implements cheaper elsewhere but it’s nice to roll it into 0%.

I bought 2 years ago a JD 2025r and wanted to pay cash. I actually saved $500 by taking the 0% for 5 years. I think they hope you miss a payment so they can whack you for the interest. I had the same thing on a car where we saved more by taking out a loan with dealer, which we promptly paid off with the first payment.

 

[fried1765]

Hey fellas, I'm getting older and need to be fixing things less and getting more work done. so I'm gonna buy a new tractor in the 35-40 hp range to replace my NH1715. I've got the cash available but the 0% financing is quite attractive. The two closest dealers are Kubota and JD, so ideally the choice would be one of them. But I'm pretty sure I'm gonna pay more than a Kioti or Bobcat which are about 35 miles away. NH and LS are way too far. Anyway with the tractor I'm getting a loader and Backhoe, and possibly a SB and box grader. What I need advice with is in keeping the 0% financing, how much of a discount could I expect with a package like this. If one would say very little then I'd be more apt to buy an aftermarket SB and grader. The TLB for a JD 3039 lists about 45K. Haven't priced out a K L39 yet nor a comparable Bobcat or Kioti. Any experiences out there for someone dealing with the dealer for the first time? I appreciate your thoughts. Oh yeah I've got 38 acres on a hillside with 2 fields that need mowing and a 3/4 mile gravel drive up the hillside that needs to be maintained. Got some digging work that needs to be done this summer.

The Kubota L39 is a DEDICATED TLB, and a great machine!
If you want a TRUE TLB only Kubota makes/sells that!
I have a 2006 Kubota L48 TLB, which is no longer made, but is an amazing machine.
Kubota also currently makes the L47 TLB, and the M62 TLB, but they are both quite pricey.

TBN member OVRSZD, presently has his Kubota M59 TLB for sale.
A 750 hour machine.
You might want to contact him here on TBN.
I know you can buy his very nice, and somewhat beefier machine, for under 45K.

 

[tradosaurus]

Don't forget about the 20% Equine discount (off of MSRP) through Kubota.

 

[Kosmo]

Thanks for the input guys. Sounds like it is up to the dealer which is what I suspected. Anyone have any opinions on the newer JD 3000 series. Some of the reviews give the impression they may be a little weak. Any thoughts!

 

[dodge man]

I think from what I read in the 3000 series the R models are pretty strong but in some ways the E’s have a weaker loader. For example a 3025E doesn’t really have a stronger loader than a 2032R. It doesn’t make them bad tractors but kind of supports what you said about being weak.

 

[kenmbz]

Welcome to TBN and good luck on your tractor search

 

[metalbender]

The 30 series JD looks very narrow from pics I've seen.

 

[Blue Mule]

I just went through the entire process you're going through. Wanted a new compact. Wanted the best financing available. I looked at Kioti, New Holland, Massey Ferguson, John Deere, Kubota, TYM, RK, Branson and Yanmar. When I say "looked at", I mean physically drove to the dealers to look at them, inspect them, operate them, etc.

What I found after all my research was that for the money, you can't beat New Holland. They have standard equipment that only the "R" series Deere has, and the "R" Deeres are $6,000 more money. The NH also has top notch loader capacity, 3 point lift capacity, axle rating, tire size, etc. The NH comes with mid PTO standard, rear remotes standard, independent rear PTO, a correct set of dual hydro pedals, independent brakes, cruise control, etc. etc. Just a LOT more tractor for the same price. And, it's backed by the Case-New Holland dealer, parts, and warranty network which is second only to Deere. Lastly, New Holland is doing 0% financing for 60, 0.9% for 72, or 1.49 % for 84 with easy approval.

At the end of the day, there were things I just didn't like about the other brands (that horrible 'treadle' on the Kubota, live PTO on the Kioti, poor parts/service network on the TYM, etc.) and I couldn't justify paying $6-7k more money to get the same feature set on a tractor with green paint.

Good luck to you.

 

[Kosmo]

I think from what I read in the 3000 series the R models are pretty strong but in some ways the E’s have a weaker loader. For example a 3025E doesn’t really have a stronger loader than a 2032R. It doesn’t make them bad tractors but kind of supports what you said about being weak.

Yes Dave that was exactly what I read. One other point is that the 3000 series is significantly lighter than say a Kioti or Kubota of the same ilk. I'm not bashing them cause lots of folks have good things to say and I'm still gonna check them out.

 

[Jchonline]

NH depends on the model, some are made by LS so you might as well go with LS. Workmaster 40 is made on the same assembly line as LS machines. I have no doubt they are fine machines, but I would buy the LS instead and save $$.

 

[LS Tractor Owner]

I just went through the entire process you're going through. Wanted a new compact. Wanted the best financing available. I looked at Kioti, New Holland, Massey Ferguson, John Deere, Kubota, TYM, RK, Branson and Yanmar. When I say "looked at", I mean physically drove to the dealers to look at them, inspect them, operate them, etc.

What I found after all my research was that for the money, you can't beat New Holland. They have standard equipment that only the "R" series Deere has, and the "R" Deeres are $6,000 more money. The NH also has top notch loader capacity, 3 point lift capacity, axle rating, tire size, etc. The NH comes with mid PTO standard, rear remotes standard, independent rear PTO, a correct set of dual hydro pedals, independent brakes, cruise control, etc. etc. Just a LOT more tractor for the same price. And, it's backed by the Case-New Holland dealer, parts, and warranty network which is second only to Deere. Lastly, New Holland is doing 0% financing for 60, 0.9% for 72, or 1.49 % for 84 with easy approval.

At the end of the day, there were things I just didn't like about the other brands (that horrible 'treadle' on the Kubota, live PTO on the Kioti, poor parts/service network on the TYM, etc.) and I couldn't justify paying $6-7k more money to get the same feature set on a tractor with green paint.

Good luck to you.

Well if you looked at the NH, you should also look at LS.... they make some of the tractors FOR New Holland

 

[LS Tractor Owner]

Hah! We both posted the same at nearly the same time!

 

[Blue Mule]

NH depends on the model, some are made by LS so you might as well go with LS. Workmaster 40 is made on the same assembly line as LS machines. I have no doubt they are fine machines, but I would buy the LS instead and save $$.

Well if you looked at the NH, you should also look at LS.... they make some of the tractors FOR New Holland

I did actually, but the dealer network is smaller, prices were not hardly any less at all, and the financing wasn't as good.

 

[rScotty]

I think from what I read in the 3000 series the R models are pretty strong but in some ways the E’s have a weaker loader. For example a 3025E doesn’t really have a stronger loader than a 2032R. It doesn’t make them bad tractors but kind of supports what you said about being weak.

The Kubota true TLBs are certainly not weak. They are seriously strong & stable..... and also more expensive than either brand's 3pt tractor plus backhoe. Might as well drive them all before deciding.

 

[Grumpycat]

I think discounts aren’t as good as a couple of years ago. Usually you can get implements cheaper elsewhere but it’s nice to roll it into 0%.

I bought 2 years ago a JD 2025r and wanted to pay cash. I actually saved $500 by taking the 0% for 5 years. I think they hope you miss a payment so they can whack you for the interest. I had the same thing on a car where we saved more by taking out a loan with dealer, which we promptly paid off with the first payment.

That is very unusual because usually the dealer must pay part of your 0% interest loan. Which is why one should be able to get a cash discount equal to the dealer contribution commanded for a 0%.