I hope your neighbor with the ranch doesn't mind that you are building that close to him.
Been a while since I last posted here but this tread head a nail on the head. I build sheds and small houses with this exact same problem. Solution is to build the floor in sections (called platforms) each is 4 by 8 feet with "upside down" floor joist then 1/4" plywood, next turn back over and install a 4x8 sheet of subfloor plywood (usually 3/4") with only four screws, then install to the support piers or blocks. wait for it.
Next install "grade beams" completely around the outside edge of building on the piers to hold all the platforms in place, next install walls on the outside beams, then the roof, and wall cladding.
Now back to the floor, it is nicely dry no water in the insulation, lift the subfloor from the first row of platforms install insulation (usually mineral wool - Roxel), roll out vapor barrier one row at a time and then reinstall plywood sheets and firmly fasten down.
Note, often times go the extra and paint everything before installing to provide extra protection (white - the pencil lines show up better).
This helps in our neck of the woods due it rains just when you don't want it and also makes a very strong floor system (double floor joist every four feet.
Yes, cost a little more but also uses smaller components which a easier to handle and place.
Cheers and post pictures of your project.
Just my 2 cents here, put your sub-flooring on, then 1 or 1&1/2" rigid foam, then 1/2 inch or better plywood. Your floors will be nice and comfy. When you install your doors, etc. you will need to take into consideration the raised floor height. I have done this and know it works. This is when I lived in NJ. Bob
I just skimmed this thread, so not sure if someone has already mentioned this. If you go onto YouTube and check out "Boss of the Swamp" you will hear him swear by multiple times about a product for this exact purpose.
Shop Reflectix 2-sq ft Reflective Roll Insulation (24-in W x 1-ft L) at Lowes.com


This works, if the temperature extremes are not that great.
I am in the same boat. I have temperature extreams to deal with and I want to be able to use it in the winter when I snowmobile in. The best for me in my situation is spray foam. I will have to bite the bullet and pay for the closed cell spray foam kits and get about 4 inches of depth. It's a one and done deal, will never have to mess with it again. The foam can be sprayed with a bittering agent that will prevent mice from eating it, pluse I've never had a problem with mice and closed cell foam. They must think that since it's hard, it's not nesting material. I have not spray foamed it yet because I still have to run plumbing and electrical, but I want to do the floor this summer just to get an idea how it is going to go. Luckily since I have to deal with heavy snow, 20+ feet sometimes, I built 4 feet off the ground to keep things dry for a longer window of the year.
View attachment 536240
View attachment 536241
I did something similar, except that I framed and sheathed, then laid 1" styrofoam inside the sill; then put 1/2 inch plywood over it. you can then do whatever you want for a floor. My current camp has Styrofoam between the floor joists which worked great for the first year; but this fall was the first time that I ever had mice chew blue Styrofoam.Considering this is a camp house. I'd frame your floor normally, then sheet it with the cheapest stuff you can find (1/4" OSB?), then lay down a 1" layer of rigid foam. Then sheet with 5/8 or 3/4 T&G sheets, or go directly to wood planks for a finished floor.
Is this in Texas? are you heating or cooling the camp?