Right to Privacy

[dave1949]

.......the risks involved in identifying the genes enable/encourage the therapies and treatments for the condition. Those risks deserve some reward.

Good Morning Keegs,

I agree it is worthy research and no doubt costly. They do deserve some reward.

However, if a woman in your life is walking around with BRCA-1 and BRCA-2 genes, a patent essentially says Myriad Genetics has rights to them that the woman they reside in does not.

Fast forward to the future. The Acme Gene-o-lator is now available for purchase. The Gene-o-later can alter or remove undesirable genes. Obviously Acme would deserve a patent. Would Myriad Genetics have to grant a woman a license to repair her own genes? What if they refuse or the price is exhorbitant?
Dave.

 

[keegs]

Good Morning Keegs,

I agree it is worthy research and no doubt costly. They do deserve some reward.

However, if a woman in your life is walking around with BRCA-1 and BRCA-2 genes, a patent essentially says Myriad Genetics has rights to them that the woman they reside in does not.

Fast forward to the future. The Acme Gene-o-lator is now available for purchase. The Gene-o-later can alter or remove undesirable genes. Obviously Acme would deserve a patent. Would Myriad Genetics have to grant a woman a license to repair her own genes? What if they refuse or the price is exhorbitant?
Dave.

Morning Dave...it's a really interesting topic. I'm on a tight schedule this morning. I know very little about patent rights not to mention how it relates to a holder's right of refusal.

Some of this might have a bearing on addressing healthcare costs though particularly as it relates to chronic desease.

 

[FallbrookFarmer]

"As for man, his days are like grass; as a flower of the field so he flourishes.For the wind passes over it,and it is gone,and it remembers it's place no more."
Happy Easter
Happy Passover

 

[dave1949]

"As for man, his days are like grass; as a flower of the field so he flourishes.For the wind passes over it,and it is gone,and it remembers it's place no more."
Happy Easter
Happy Passover

Thank you for the beautiful words.
Dave.

 

[backdoor]

I did not read this entire thread, just a few posts at the start. Somebody mentioned that we would be able to get affordable insurance for pre-existing illnesses. I heard a newswoman on a morning talk show a few days ago say that people with pre-existing illnesses could get coverage, but not for the pre-existing illness, just whatever else they may need the insurance for. I think she was talking to Harry Smith at the time. I hope I'm not double posting what somebody else said.

 

[dcyrilc]

" Well, see YOU should have had a senator who could have gotten the "Georgia" exception, like Ben Nelson did for
Nebraska.
C'mon LET"S MAKE A DEAL! " > Yep- that's the problem....but that's OK we have a Governor who is going to file suit to stop this from applying us Georgians ..we'll see how that goes...Living history in the making now..

I find our state's position to be humerous. Our AG is filing suit against the feds and our governor is filing suit against the AG to stop him from filing his suit.

 

[dcyrilc]

WOW. Just got to the end of this thread. How do I keep finding these threads that take hours to read just a few days worth of posts. Must have something to do with opening threads when I see that dave1949 and FallbrookFarmer are posting on them. :confused2:

Someone posted earlier about COBRA, what is it? I have never seen a change in paying direct vs insurance. Insurance companies always get lower costs than when I have to pay myself.

 

[Bedlam]

COBRA was set up for when and if you leave your job you can pay and stay on the same insurance you were on with the company until you either change plans or become employed again.
To help with any transition.
FAQs For Employees About COBRA Continuation Health Coverage

 

[riptides]

Mike - I have no doubt the government will run health care and that, to me, is very scary ! Name one thing....Just one, the government has run profitably.

Parts of the TARP program are returning a nice profit BACK to the government. Read the news about the Citi sales. For just one example.

Believe it or not, there is fresh meat in the government that actually thinks and works in the public interest.

 

[brin]

Parts of the TARP program are returning a nice profit BACK to the government. Read the news about the Citi sales. For just one example.

Believe it or not, there is fresh meat in the government that actually thinks and works in the public interest.

I knew I smelled something bad....I think that meat is Rotten.

 

[20 20]

Q2: What does COBRA do?
COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves. It is ordinarily less expensive, though, than individual health coverage.


I really like the wording that goes with this answer, . Lets say you do lose your job and can get COBRA, now you can choose to pay for coverage or food which hand gets the money?

 

[dcyrilc]

COBRA was set up for when and if you leave your job you can pay and stay on the same insurance you were on with the company until you either change plans or become employed again.
To help with any transition.
FAQs For Employees About COBRA Continuation Health Coverage

Thanks.

 

[dcyrilc]

Q2: What does COBRA do?
COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves. It is ordinarily less expensive, though, than individual health coverage.


I really like the wording that goes with this answer, . Lets say you do lose your job and can get COBRA, now you can choose to pay for coverage or food which hand gets the money?

I have a story about Group Health but it will have to wait until after I get to work. I'll try to make time at lunch to share it.

 

[dave1949]

20_20 is right, before the Recovery Act subsidy and extensions, if you lost your job, COBRA costs would be very hard to cover without digging deeply into savings, it was quite expensive.

Here is a summary of the qualification for the subsidy and extension:
COBRA Continuation Coverage Assistance Under The American Recovery And Reinvestment Act Of 2009
The American Recovery and Reinvestment Act of 2009 (ARRA), as amended on March 2, 2010 by the Temporary Extension Act of 2010, provides for premium reductions for health benefits under the Consolidated Omnibus Budget Reconciliation Act of 1985, commonly called COBRA. Eligible individuals pay only 35 percent of their COBRA premiums and the remaining 65 percent is reimbursed to the coverage provider through a tax credit. To qualify, individuals must experience a COBRA qualifying event that is the involuntary termination of a covered employee's employment. The involuntary termination must generally occur during the period that began September 1, 2008 and ends on March 31, 2010. (An involuntary termination of employment that occurs on or after March 2, 2010 but by March 31, 2010 and follows a qualifying event that was a reduction of hours that occurred at any time from September 1, 2008 through March 31, 2010 is also a qualifying event for purposes of ARRA.) The premium reduction applies to periods of health coverage that began on or after February 17, 2009 and lasts for up to 15 months. See Temporary Extension Act of 2010.

Dave.

 

[riptides]

I knew I smelled something bad....I think that meat is Rotten.

You wanted one example, you got one example.

 

[brin]

You wanted one example, you got one example.

Yes and I am still waiting for an example of just on successful "program" that actually was profitable and was run and administered by the US Government...not a stock sale. Nice try though.

 

[dave1949]

Yes and I am still waiting for an example of just on successful "program" that actually was profitable and was run and administered by the US Government...not a stock sale. Nice try though.

Morning Bob,

How about the IRS :laughing:

Actually, I think you must mean effective or efficient, not profitable. Gov't programs are not designed to be profitable. Profit making is normally restricted to the private sector.
Dave.

 

[riptides]

Yes and I am still waiting for an example of just on successful "program" that actually was profitable and was run and administered by the US Government...not a stock sale. Nice try though.

What part of "program" are you missing in the TARP "program" being run under the US Treasury Department? Last I checked, Treasury was an agency under the US Government.

Nice try, but I think carrying on like this is not getting us anywhere. Have a nice day.

 

[FallbrookFarmer]

What part of "program" are you missing in the TARP "program" being run under the US Treasury Department? Last I checked, Treasury was an agency under the US Government.

Nice try, but I think carrying on like this is not getting us anywhere. Have a nice day.

Hi Riptides:
A question, If the TARP program actually did make a profit, when can I expect my share of the pie

 

[dave1949]

Hi Riptides:
A question, If the TARP program actually did make a profit, when can I expect my share of the pie

Howdy FallbrookFarmer,
Check's in the mail.
Dave.