Commercial ZTR like a Scag, Hustler, Exmark, Ferris for mowing. Tractor for tractor stuff.
I have tractors and ZTRs. Much, much rather mow with my Hustler Super Z unless we are talking heavy brush, then the tractor and bush hog are called into play.
I can mow my 2ac yard in an easy 45min with the Super Z.
Pretty sure Ferris and Hustler (at least) have some 0% financing going on right now. Horse owners especially should look at the diesel Ferris; apparently they are offering a significant discount to that group.