This recommendation seems completely over the top. What are you basing that on? I have a 2520 with a 62D On Ramp deck, and that thing is absolute overkill for my 1 acre of property. The only reason I bought a machine "that big" was to get the FEL capacity of well over 1,000 pounds because I move firewood in log lengths and stacked on pallets.
The 1026R is a well-rounded machine that will do a lot. If you don't need a loader, don't get one. If you decide in the future that it's useful, add it then (my absolute, hands-down most used function on my tractor is lifting / moving with my pallet forks).
Ballast the rear tires for extra stability and traction when pulling, and you'll be able to do just about any basic task you need. Adding a loader with a bucket would give you a means to move snow when necessary, too.[/QUOTE
The 2720 is a good choice for twenty acres the OP mentions. For one acre I doubt I would have more than an x320 and a cart. Lots of new property owners start out thinking they will just mow the lawn around the house but soon they usually want to get more involved with the whole place and are on TBN looking to trade up which is costly. Better to get it right the first time.
While the OP indicated he has 20 acres, he also indicated he's only interested in directly caring for about 3 of them... And most of that will be able to be addressed with something like a rear finish mower. Brush hog work he's looking at contracting out, and his possible needs for a loader are not necessarily solid as of yet.
Now... With that said...
The 2720 is an excellent machine (as is the 2520 - little better hydraulics on the 2720 and a little more engine HP). And its loader capacity is double what the 1026R will deliver (the 2320 is somewhere in between what the 2520/2720 and the 1026R). My posts have thus far been essentially "food for thought" type things to help the OP consider what additional things he could potentially do with a machine. But, for his stated purposes in the first post, the 1026R is more than capable.