Mine was in the back of my truck. I ran the strap across the bed, wrapping it around the rear rack. I hit a good bump but never considered the strap could stretch enough to release.
Snap hooks are great, when they're new! But I've yet to meet one that I didn't destroy inside of a few uses. I usually end up cursing myself for buying those things, as I busy myself with a grinder, converting them to regular hooks.
I do too and use them to hold the excess tail. I never "adjust" them, just wrap again or stretch more.
The adjustable ball bungees might work better in some cases for me because the regular sized ones are a tight fit with the bigger ratchet straps. I need to get me some.
Are you talking about snap hooks like these two inch ones? These are six or seven years old and still in great condition. I never throw the hook. If I am going over something while tying down, I throw the rolled up webbing over.
There were times when I managed to distort the thin material of the clip, but it was easy enough to make them work again. These days I have better anchor points (like QRTRHRS) and haven't had any issues.
I still have and use my first ratchet straps from the early '90s. They must have several hundred uses on them by now. Have largely switched over to the twisted hook version, and lasso straps and/or wheel nets, but regular ratchet straps are also still used, almost every time.
I wear out or cut the strap before my hooks fail. Mine come from Custom Tiedowns. Not cheap but worth it. I have d-rings in all the stake pockets and use axle straps in between on the round rub rail support.