Loan a Yanmar

   / Loan a Yanmar #21  
My tractors on my home insurance only covers them on my property. Not an excuse, just the facts.
 
   / Loan a Yanmar #22  
I would never lend my equipment, I lent my ATV once the broke the handle bars and handles, bent my light, and scratched all my factor plastic, then he told me I’m sorry. Shoot me! Never again, I don’t borrow so they can’t ask.
 
   / Loan a Yanmar
  • Thread Starter
#24  
My tractors on my home insurance only covers them on my property. Not an excuse, just the facts.
I never thought of that, but it makes sense when you said it.
 
   / Loan a Yanmar #26  
I keep a box of junk tools around that I don't care about. When someone asks to borrow something, that's what they get.

Beyond that, the answer is no. People don't take care of their own stuff, it is not reasonable for them to expect them to take care of mine, and *I* have to repair or replace it when they ruin it.

On my wife's insistence I lent my nephew a screwdriver, a week later I found it in the grass, all rusty. I showed it to her and told her that he was off the program. For good. She didn't argue . . .

I will not lend tools. Period. Case closed. Some of these clowns could wreck a crowbar in a sandbox.

Best Regards,

Mike/Florida
 
   / Loan a Yanmar #27  
State it likes its a company policy, and include the insurance angle:

"I'm sorry, but I have a policy to never lend out my machinery to anyone, and my insurance won't cover damages to borrowed equipment or for injuries to the person who borrowed it.

Or, you could just say 'no'. Lol
 
   / Loan a Yanmar #28  
Well, the neigborly thing to do would be to ask what needs to be done and decide if you're up to taking on the task. I would personally just offer to help him out, even if I'm not overly familiar with them but that's who I am. I've asked neighbor's if they could help level out some land before and they have brought their tractor over and ran it themselves. He may have asked thinking you may just offer to help. Could be a good way to make a freindly neighbor though!
 
   / Loan a Yanmar #29  
Under your scenario, I would not lend it out. My neighbor and I have been friends for 40 years. He is meticulous with his equipment and yet when he wants a hole dug, I come over and dig it with my backhoe. There's no resentment, he gets it. So a basic stranger, with no history... Nope
 
   / Loan a Yanmar #30  
Good grief. You might be able to save him life or limb by having a short talk with him. If you’re up to it. Not saying he’d listen if the idea of a loan seemed plausible his head.
 

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