Insurance

   / Insurance #1  

Jeeperman

New member
Joined
Nov 18, 2023
Messages
5
Tractor
Not purchased yet
SA425 being delivered today! My lender is requesting insurance on it.
Where is the best place to get tractor insurance?
Thanks
 
   / Insurance #2  
Ours is just part of our homeowners policy. It never leaves the property, unless it's being trailered to our other property. We do no commercial work with it. When I was volunteering with it at the Little League and Church, their insurance covered liability.

Is your's going to be doing commercial work or leaving your property?
 
   / Insurance #3  
SA425 being delivered today! My lender is requesting insurance on it.
Where is the best place to get tractor insurance?
Thanks
I don't know what state your in but Farm Bureau is in most states and in my case no one else even comes close to the coverage for the money.
 
   / Insurance #4  
Check with your insurance agent for a Marine policy on the tractor for what is owed on it.
 
   / Insurance
  • Thread Starter
#5  
Our homeowners doesn't cover a compact tractor. It only covers a riding mower.
A compact tractor is considered farm equipment and requires a separate policy.
It was delivered today! Very happy with the pricing, I got it for less than what I estimated a Summit would be with a box blade and grapple.
 

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   / Insurance #6  
My agent says if it has a belly mower and used on property and not for hire it’s covered…

Didn’t do me any good because no mower.
 
   / Insurance #7  
Most insurance companies sell Marine Ins for tractors and boats.
Ask them, if not, buy it elsewhere.
The lender is requiring it. I had mine in place prior to closing the loan when I bought the 8560.
 
   / Insurance #8  
In my area Farm Bureau is the only company that offers it, and then only if you have homeowners with them.
 
   / Insurance #9  
Insured with Farm Bureau. Tractor and loader covered at house, on trailer being towed to farm and at farm. 105.00/yr. Home, auto and umbrella with them also so probably a discount in that number
 
   / Insurance
  • Thread Starter
#10  
Well, I ended up going with Progressive for now. Bundled with the house and vehicles.
1000011472.jpg
The agent originally said they don't cover compact tractors, until I sent him a screenshot of their website.
I don't have a need for a belly mower, so separate policy it is.
Grandkids are loving it!
 

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