Dftodd
Elite Member
- Joined
- Oct 19, 2014
- Messages
- 3,523
- Location
- vilonia, arkansas
- Tractor
- Massey Ferguson 1825E, Kubota Z121S
I just purchased a late model used truck last month. Snow storm shut down the state so mail didn't run.
Hit day 31, still hadn't received the paperwork, lienholder info, or when my first payment is due.
So I stopped by the dealership Wednesday afternoon and got the lienholder info.
Called and got my account number. First payment is due this coming Wednesday.
I set the company up on my banks online bill pay. And then made the payment. I try to keep a vehicle payment around $350 when i finance one. Then round that payment to $500 to pay it off sooner. So I never pay attention to a payment book, or a coupon that the finance company sends me other then to verify previous months payment was received.
I sure don't rely on the mail getting me the payment coupon on time. I've had utility bills show up after they were past due on several occasions.
If I haven't received the bill by a certain date, I go ahead and make a payment to the company anyway. Internet and water are pretty consistent. Electric fluctuates maybe $10 on average (levelized billing).
Hit day 31, still hadn't received the paperwork, lienholder info, or when my first payment is due.
So I stopped by the dealership Wednesday afternoon and got the lienholder info.
Called and got my account number. First payment is due this coming Wednesday.
I set the company up on my banks online bill pay. And then made the payment. I try to keep a vehicle payment around $350 when i finance one. Then round that payment to $500 to pay it off sooner. So I never pay attention to a payment book, or a coupon that the finance company sends me other then to verify previous months payment was received.
I sure don't rely on the mail getting me the payment coupon on time. I've had utility bills show up after they were past due on several occasions.
If I haven't received the bill by a certain date, I go ahead and make a payment to the company anyway. Internet and water are pretty consistent. Electric fluctuates maybe $10 on average (levelized billing).