Banking and Cash Vent...

[Diggin It]

What does CAF mean? Cant find anything on just those letters.

Civil Asset Forfeiture.

Like I said, if you're doing wrong it could happen.. You're average normal person is never going to get cash taken from them in a traffic stop.. This isn't communist China..

No, but in many places, it IS a Police State rife with abuse of authority.

 

[atsah]

No, but in many places, it IS a Police State rife with abuse of authority.

There will always be abuse of power and where there is you will see a higher percentage of LEO's getting bullets thrown at them..

 

[aczlan]

Under CAF, they don't have to prove anything, nor even accuse you of anything. It's up to you to prove your side, if you even get the chance to. There are PDs around the country funding their daily operations that way. Vote me in as President and I'll end CAF once and for all.



I don't remember the last time I had more than $100 cash on me. Everything I do is electronic. If I'm going to a small store that I know doesn't take CCs (like the Amish ones), I'll hit an ATM on the way.

Many employers now will not issue paychecks. All pay is Direct Deposit. All Federal and many State payroll and benefits transactions are Direct Deposit only.

Yep.

Read up on CAF. It'll open your eyes.

There have been a number of cases where people had cash to go buy a car, or because they just sold one.

Other cases of small business owners carrying the day's receipts to the bank for deposit.

Got stopped for some silly thing like no turn signal, money gone. PD ends up with a new cruiser or body armor.

I am curious how the police found that the had the cash in some of the cases, it's not something that has ever come up in any traffic stop that I have been in.

Aaron Z

 

[Jstpssng]

The scary part is that if you are carrying a large sum of money, chances are that some of it has been in proximaty to drugs at some point; so the dogs are going to signal on it.

 

[Industrial Toys]

A couple of friends went to the Big City in one of their brand new Diesel Fords, to go to an Auction. Somehow he got pulled over (in a chase,the cops said) after pulling away from a light too quickly. They were going to charge him with racing which means a 7 day vehicle impound. My one friend often carrys five or so thousand dollars around with him and probably had even more for the auction. They had a hard time convincing the cops they weren't drug dealers, although I never found out how the cops found out about the cash. Neither friend really wanted to talk about their big city advanture. lol

 

[Diggin It]

I am curious how the police found that the had the cash in some of the cases, it's not something that has ever come up in any traffic stop that I have been in.

It can be as simple as a bag or briefcase sitting on the passenger seat in plain view. 'OK, Sir, have a nice day and watch your speed next time. Oh, by the way, what's in the bag over there, just asking for my safety.'

Are you compelled to answer? Not necessarily.

Will you be free to drive off if you don't? Not necessarily.

And so it begins.....

As stated above, there are PDs around the country who do this kind of thing as a matter of practice to enhance their budgets. Some specially train 'drug interdiction' units to use tactics most citizens would be appalled at. When the last Administration tried to end the program, there was a massive outcry from agencies all over the country.

 

[Industrial Toys]

I like this guy.

NO, You Do NOT Know Why You Were Pulled Over! Ep. 5.434 - YouTube

 

[Diggin It]

The scary part is that if you are carrying a large sum of money, chances are that some of it has been in proximaty to drugs at some point; so the dogs are going to signal on it.

Yeah, that's a whole 'nother angle. Traces of cocaine have been found on cash in all sorts of honest businesses. Just TRY to prove it didn't get there while in your possession. Same with counterfeit currency.

 

[atsah]

The scary part is that if you are carrying a large sum of money, chances are that some of it has been in proximaty to drugs at some point; so the dogs are going to signal on it.

When was the last time an officer stopped you and had his K-9 in or around you're vehicle? My guess is never...

 

[Diggin It]

When was the last time an officer stopped you and had his K-9 in or around you're vehicle? My guess is never...

That becomes an issue of profiling which is another tactic Drug Interdiction teams are trained in. Most of us posting here don't fall into any of those targeted profiles. But there are completely honest and upstanding people who do and get caught up in this kind of thing.

 

[atsah]

But there are completely honest and upstanding people who do and get caught up in this kind of thing.

I suppose..

I try not to drive around drug area's with a pile of cash in my car at 2:00am..

 

[Jstpssng]

I like this guy.

NO, You Do NOT Know Why You Were Pulled Over! Ep. 5.434 - YouTube

That was an interesting video, I may have to check out more by him.
I was going through an obscure village late at night and rolled through a stop sign. Suddenly blue lights came on, but not for what I thought; he said that I had a taillight out... typical excuse to do a drunk test.
On another occasion I had left hunting camp for a sandwich and 6-pack. I left the store and as soon as I pulled into the road and headed back to camp the blue lights came on and again, I got the complete drunk test. (I used to get that a lot, something to do with driving an older pickup with a heavy right foot.) He said he stopped me because I took so long to get moving after coming out of the store.

I had taken the time to eat the sandwich.

 

[Diggin It]

I suppose..

I try not to drive around drug area's with a pile of cash in my car at 2:00am..

Try being an honest, hardworking, taxpaying, licensed entrepreneur of Hispanic decent driving I-75 or I-10 in the middle of the afternoon and having a tire blow out, or radiator overheat or any of a dozen other simple reasons to be approached by an officer who just happens to be on a Drug Interdiction or Immigration detail.

It happens every day somewhere in America.

 

[ruffdog]

The original post from the OP and his problem with the bank.....that is when I change from "my long-time bank" to "my OLD bank".

 

[MossRoad]

Well if you are involved in illegal activities anything goes..

Times have changed
And we've often rewound the clock
Since the Puritans got a shock
When they landed on Plymouth Rock.
If today
Any shock they should try to stem
'Stead of landing on Plymouth Rock,
Plymouth Rock would land on them.
In olden days, a glimpse of stocking
Was looked on as something shocking.
But now, God knows,
Anything goes.
Good authors too who once knew better words
Now only use four-letter words
Writing prose.
Anything goes.
If driving fast cars you like,
If low bars you like,
If old hymns you like,
If bare limbs you like,
If Mae West you like,
Or me undressed you like,
Why, nobody will oppose.
When ev'ry night the set that's smart is in-
Truding in nudist parties in
Studios.
Anything goes.
When Missus Ned McLean (God bless her)
Can get Russian reds to "yes" her,
Then I suppose
Anything goes.
When Rockefeller still can hoard en-
Ough money to let Max Gordon
Produce his shows,
Anything goes.
The world has gone mad today
And good's bad today,
And black's white today,
And day's night today,
And that gent today
You gave a cent today
Once had several chateaux.
When folks who still can ride in jitneys
Find out Vanderbilts and Whitneys
Lack baby clo'es,
Anything goes.
If Sam Goldwyn can with great conviction
Instruct Anna Sten in diction,
Then Anna shows
Anything goes.
When you hear that Lady Mendl standing up
Now turns a handspring landing up-
On her toes,
Anything goes.
Just think of those shocks you've got
And those knocks you've got
And those blues you've got
From that news you've got
And those pains you've got
(If any brains you've got)
From those little radios.
So Missus R., with all her trimmin's,
Can broadcast a bed from Simmons
'Cause Franklin knows
Anything goes.
[COLOR=rgba(0, 0, 0, 0.541176)]Source: LyricFind[/COLOR]
Songwriters: Cole Porter
Anything Goes lyrics ｩ Warner Chappell Music, Inc

 

[Diggin It]

Two of my banks don't even have branches anywhere near me. USAA only has one that I know of. Another only has a small number in their home state which is hundreds of miles away.

 

[MossRoad]

A year or so ago I crossed the border into the US to get my wood chipper. I had a bunch of CASH, which was below what I was allowed to have, but MAN, those border agents were extremely interested in my cash! Kind of pissed me off. I mean, if I was hiding something, why would I tell them I had it? When you are truthful to the Gov, that's when your trouble starts, it seems.

You got frisked at the border? how'd they know you had cash? Ive crossed into and back from canada and us numerous times and never recall being questioned about money.... and quite honestly, i'm a shady looking dude. I'd suspect me! :laughing:

All they ever ask is where you from? Where you going? Whatcha gonna do there? When you leaving? Did you buy anything over there? Then they ask my wife if she's with me of her own free will....

God help me if she ever says "NO!"

 

[Diggin It]

Ive crossed into and back from canada and us numerous times and never recall being questioned about money.... and quite honestly, i'm a shady looking dude. I'd suspect me!

How long ago? I used to drive over an back for nothing more than a tank of gas and we always used to do it with a simple wave and two or three basic questions. Now it's more like Checkpoint Charlie ... 'Your papers Please!! NOW!!'

 

[MossRoad]

How long ago? I used to drive over an back for nothing more than a tank of gas and we always used to do it with a simple wave and two or three basic questions. Now it's more like Checkpoint Charlie ... 'Your papers Please!! NOW!!'

Last time was last summer. Into canada at Windsor, out at niagara falls. in and out a few times at niagara. My kid did the same thing a couple weeks ago. No problems or hassles.

 

[3930dave]

A year or so ago I crossed the border into the US to get my wood chipper. I had a bunch of CASH, which was below what I was allowed to have, but MAN, those border agents were extremely interested in my cash! Kind of pissed me off. I mean, if I was hiding something, why would I tell them I had it? When you are truthful to the Gov, that's when your trouble starts, it seems.

There are laws and widespread enforcement attitudes in place (both sides of the border) on this subject, that pretty much amount to Guilty, until You can prove Innocence.

(I won't drift this thread, but it would be interesting to hear from an acknowledged Legal Expert on this topic, as this type of legislative stance seems more common... Another Time.......)

Some of the macro vectors at play here:

1) If you are being a Good Little Consumer, then you are continuously carrying such a heavy personal debt load that you shouldn't have that much loose cash about. (Think my tinfoil-hat is on too tight ? Watch how often Weak Consumer Spending gets blamed for poor economic reports).

2) Create a Crisis, Drive and Agenda...... "Large" Cash = Criminal Behaviour......

As I've politely pushed back on the standard intrusive questions that have sprouted up in recent years, I've commented a few times "If a criminal organization is laundering money through my account, in these tiny amounts, then it's got to be one of the most unsuccessful criminal organizations in history".

3) Paypal was just a baby step. As business became more virtual, it was only a matter of time before more virtual "money" came along.

Harassing law-abiding citizens over minor amounts of money may be causing people who otherwise wouldn't be interested, to consider the various digital options out there.

4) Govts increasing efforts to enforce (and harvest taxes from) cash regulations, could accelerate the move to digital currency, potentially beyond their control altogether.

Careful What You Wish For......

Rgds, D.