You have a fair point about the front axle bearings. Every new CUT sold here in the US has obvious aspects of cost cutting, as they fight the price war. Strikes me more as a delicate balance of intentional just-barely-adequate design, rather than adding a loader to a machine that isn't supposed to have it.
A vast majority CUTs here in the US have been delivered with front loaders installed for 30+ years now. Don't you think it's a bit ridiculous to presume that Kubota, Deere, New Holland, Kioti, and all the other manufacturers still can't be bothered to properly design a new CUT line, that they KNOW will be delivered with a front loader on it 95% of the time?