Really greatful for all the good tips and information in your responses. A couple of things I should clarify.
I do not currently need to maintain 'the hay field' which makes up about 7acres of the 15acres. We have a very experienced rancher next door who cuts and bales this field each year for us, and takes 90% of the hay for payment. I chose to include the full acreage because I can't predict the future. This arrangement could come to an end, or we may decide on a new use for this space.
Our budget is 30k or less. I plan to purhcase some used additional impliments when they pop up. For now it would likely be just a rear blade and a small tiller.
I think everyone who's responded so far has suggested I go with the larger
L2501 or CK2610. I feel most comfortable with these options but my only issue with these is that they're pretty wide for tilling our small garden rows. I'm thinking maybe we could run a narrow tiller (3 feet?) that fit between the rear wheels and run the wheels in the paths. Is this method common?
Those two tractors I mentioned are very similarly priced locally, but any addons like rear remotes and implements are 1/3rd the price from Kioti (can't figure out why that would be...). I'm wondering about quality and resale value. Anyone have any comments on differences between Kubota and Kioti?
Thanks again for all the thoughts. I get the feeling I'll be asking more questions here in the years to come...