Leave mine in 2WD most of the time. Vast majority of tasks don't need 4WD. If your going to need it frequently for a task, just leave it in most of time. Constant 4WD does create stress in the drive train, more scuffing when turning, greater turning radius, and more tire wear ect. These factors are maginified even greater with an empty FEL or front weights on the tractor. If you need 4WD, then use it. If you forget to disengage it for a few days, no big deal. It is not uncommon when disengaging the MFWD, that the lever is difficult to move. Back up a bit and easy to disengage. That is because of the stress built up in the drive line. The front and back do not rotate perfectly the same and creates the stress in the drive line. Effect is greater when the front wheels wear faster than the rear which is the norm on MFWD.
Our ag tractors are all MFWD. If 4WD is engaged, they are designed to disengage when turning. I can push a button to make them permanently engaged but it is not recommened when turning. Really noticeable if turn when MFWD is engaged. Same with the CUT, but the effect is less noticeable due to much less overall weight and smaller front tires.
If I lived in hilly terrain, then I could see the benefit (safety) of just leaving it engaged all the the time.
MFWD is like a 4WD ATV. Not many recommend leaving an ATV or side by side in constant 4WD.