Ibquick,
The float that I'm talking about is the main lift arm cylinder float not the fast bucket dump feature that I think Barryinmn is refering to. To engage float you push your joy stick all the way forward a little past the normal range, you'll feel it kinda lock down there, then you can adjust your bucket angle as you normaly would by moving your joy stick left and right. Now when you drive your whole loader will go up and down (float) over the contour of the ground, the bucket angle wont move unless you change it, start around level and tip it forward to scrape a little more or roll it back if you start to dig in.
As far as the freezing your butt off thing I can only sympathise with you, I live in CT, You might not think we get that harsh of weather but one storm this year I Went outside in the morning it was zero degrees and windy, no way I was going to sit on my yellow seat and drive around outside in that cold, I just turned around and went back in. I don't know how they do it out in the upper mid west, 60 below zero, I guess zero would be beach weather to them.
Reply with any other questions, be glad to help if I can J.B.