No, the liabilities and consequences are nowhere near the same.
I was under the impression that the loader response was used to estimate hitch load. Which seems a complicated method to me.
Maybe some on here have never seen an out-of-control trailer and pickup cross traffic lanes and collide with other vehicles at freeway speeds. Something one never forgets.
Been there, done that. Borrowed a 4 meter trailer (it was just refurbished they said: it turned out it was just painted, but it soon turned out that brakes and lights didnt work), loaded 5.5 meter planks over the headgate. Headgate collapsed and folded back close to the police station in town, putting the load behind the center. I tightened the ratchet straps and drove off pretending nothing happened, hoping to not draw attention to the junk trailer and get a ticket or worse, confiscation of a borrowed trailer.
Out of town, the tail wagged the dog and i upended the trailer against a tree, my cars towball embedded into an oak tree, it needed a tug to free it. The radio was thrown out of the anti theft sled and was on the rear seats.
Since then i dont borrow trailers, and i do not lend mine. Not everyone has the same standards when it comes to trailers.
That being said, we have 5 to 10% towball load in Europe with our mid axle trailers. In North America the axles are not 2 to 4 inches behind the center of the trailer, but 2 to 3 foot, giving 10 to 20% drawbar load, giving far greater safety margins for keeping your center of gravity in front of the center of the tandem.
If your hitch load is that critical in vehicle stability, i suggest some inflatable airbags to stiffen up the rear suspension. We used to order a Firestone AiRide kit for gray import half ton GMC Sierra and Toyota Tundra. It makes a day and night difference in handling.