Install a hyd pressure gage in the hyd system, and see if the relief valve comes on when using the loader or the 3pt.
That will give you a relative health of the hyd system.
If the relief does not come on when using the 3pt, that probably means that the fluid is bypassing the cyl seals, or you do have enough load to develop the pressure. If yo can raise the lever and the cyl can go to max and the relief comes on, that should be good enough.
As seals age, ;they harden up and can not do the job they once did.
Some leak down is to be expected, and it will be your experience whether you can accept what is.
Some people want perfect and others want OK, and others use what is, accepting the loss.
Static leak down is where an implement is pulling on something and adding weight to the holding capacity of a closed cyl.
The valve could be leaking also, causing fluid to be pulled past the spool and the bore of the valve.