Lets say you are doing loader work moving a pile of dirt from point A to point B which is a hundred yards away. You are in a low gear. Drive into the pile and crowd the bucket with a big ol' heaping scoop of dirt. You step on the clutch, flip the lever and back out of the pile. You back up a ways, step on the clutch, flip the lever and travel a hundred yards over to where you want to dump the load. You dump the load, step on the clutch flip the lever and back out. You want to get back to the pile in a hurry so you step on the clutch, flip the lever and shift into a higher gear. Drive back to the pile, step on the clutch, shift into a lower gear, drive into the pile step on the clutch flip the lever, back out step on the clutch ...you get the picture.
With a hydro you approach the pile, fill the bucket, back out and drive at the infinitely variable speed that is correct for the load. You dump the load, back out and take off at a higher speed just by depressing your foot a little more. You have never clutched or shifted.
I urge you to rent or borrow both types of machines and do that for yourself for a few hours on both types of transmissions before you make your choice. Let us know what you decide /w3tcompact/icons/smile.gif