Financing Kubota 0% Financing

Henro · Jun 4, 2004

Are there any fees for Kubota's 0% financing 

I think I had to pay something like $100 for some kind of finance fee...I forget what they called it...it may have been a Pennsylvania state thing...YMMV...

kubbykid · Jun 5, 2004

they wanted to charge me the 1% fee but I gave them they're asking price for the tractor ,so they waived the fee. they're really great people. lol /forums/images/graemlins/grin.gif

_RaT_ · Jun 5, 2004

No fee's. I pay $277.78/month on $10K for 3 years, that was it, nothing more. 0%, no fees. I recall the only requirement was a minimum down payment which I don't recall the number, but it was very reasonable.

MessickFarmEqu · Jun 5, 2004

There are fee's they vary upon the state. IN PA...

$50 for documentation
12.50 for a county UCC
84.00 for a state UCC

uhmgawa · Jun 5, 2004

( No fee's.)

I was saddled with a few minor fees for UCC filing as well as some
bogus documentation fee. Nothing significant in the big picture but
an annoyance sprung on the purchaser at the very last minute.

Anyway one of the more agreeable things to arise from Kubota Credit
is the availability of automatic bank account withdrawal for monthly
payments. I found it quite convenient to dispense with remembering
to send snail-mail checks every month. I'll assume it is a net win for
Kubota Credit as well otherwise they would keep with Kubota policy
and charge for the 'service'.

Skyhawk · Jun 5, 2004

Thanks for all of the "fee" info! /forums/images/graemlins/smile.gif Is this a great forum, or what?!

DannyD · Jun 5, 2004

I had a 100.00 document.UCC fee, and 1400.00 down on 13568.00

344.77 month, 3 years

GreenDuramax04 · Jun 5, 2004

My dealer told me that Kubota requires 10% down for the 0% for 36 months. I ended up buying a NH at 0% for 48 months with the same 10% down.

Henro · Jun 5, 2004

My dealer told me that Kubota requires 10% down for the 0% for 36 months. 

Not in my case. I did not put a dollar down and did not pay anything for about six weeks...even called to ask what was going on since I heard nothing.

I was told I would get something in the mail from Kubota "one of these days..." and I did a while afterwards.

I ended up buying a NH at 0% for 48 months with the same 10% down. 

Sounds like that dealer's ploy worked! /forums/images/graemlins/grin.gif I think the 0% with Kubota maxed out at three years though...

_RaT_ · Jun 5, 2004

As long as you got what you wanted. I would find it difficult to go with another brand/model simply because it offered better financing. Remember, over 3 years, a couple of percentage points amounts to very few dollars.