Finally figured it out. The dynamo was the baffler for me. It produces AC current, not DC as I expected. Couldn't get any readings on my VOM cause it blew the fuse in the VOM. Dynamo was working as it should. Voltage regulator was bad. Owners manual is useless for any thing except where to put the oil. Thanks for all the feedback, and to Crystal Valley Kubota dealer in Middlebury , IN.