chh
Veteran Member
It seems like every company has its own rules and those rules vary state to state most likely. When I insured my dodge flatbed new, I was asked if I wanted to insure the bed with a rider.
The company I use considers that and added accesory since it didn't come from the factory that way.
I quit mailing in payments after the main office "lost" my check. I apparently drove around for 2 weeks uninsured(after mailing the check 2 weeks early). They demanded a new check plus late fees to reinstate my coverage. I have been their customer for over 20 years. I wrote the agent a new check(minus the late fee) and told them I would pay it if the office didn't find my original check. I was assured if they did only 1 check would be cashed. I went ahead and payed the $20 stop check fee to my bank, just in case though. It turned out they "found" the check on an underwriters desk. They tried to run it thru after already being paid and called me when it wouldn't go thru. I won my late fee arguement
. That is really the only the second problem I've had out of this company since I've had them and they are still cheaper on my vehicles and ranch than any other company I have priced. But I still always go in a pay my agent and get a reciept after that incident.
I quit mailing in payments after the main office "lost" my check. I apparently drove around for 2 weeks uninsured(after mailing the check 2 weeks early). They demanded a new check plus late fees to reinstate my coverage. I have been their customer for over 20 years. I wrote the agent a new check(minus the late fee) and told them I would pay it if the office didn't find my original check. I was assured if they did only 1 check would be cashed. I went ahead and payed the $20 stop check fee to my bank, just in case though. It turned out they "found" the check on an underwriters desk. They tried to run it thru after already being paid and called me when it wouldn't go thru. I won my late fee arguement