My life has been completely disrupted. I’m a dentist, for 40 years, but was still working and a few years from retirement. I have 5 long time employees. My office is completely shut down. I’m not seeing any patients (none want to come in) and we have been told to only treat serious emergencies which is a very small percentage of my revenue. So basically, as a small business owner, I have zero income. And who knows for how long? I thought I was prepared for everything with disability insurance etc. But this I never saw coming. I have tremendous expenses, especially if I choose to pay my employees who are sitting at home. The government programs of relief are a nightmare to navigate. The Paycheck Protection Program (PPP) just passed in the CARES Act provides loans through the Small Business Association thru local lending institutions, but I’ve spent all day with every bank here and bottom line is no bank can provide loans at this point, or even have a clue as to how to apply for PPP. And imagine when a million business owners try to get loans through this program to help cover expenses and continue paying their employees. So I’m in a nightmare situation. I really don’t know what to do. I can’t work and see no end in sight.
Few people are sick here. I understand that people are dying elsewhere. But shutting down this huge economic engine that is our country is going to destroy many lives beyond those unfortunate ones who contract the virus.
I’ll wager the suicidal total will surpass the Corona death total if this continues.
Those of you who are unaffected, be thankful. There are a great many who will never recover.