Hail

[foggy1111]

We had a hail storm about ten days ago. Most of the stones were the size of golf balls....but a few were as large as tennis balls. All of my neighbors have dents in their steel siding and lots of damaged cars throughout the area, etc. I have seen many adjusters doing inspections on area roofs.

My cars were in the garage and I have hardi-board siding.....and I don't see much damage to my home. No windows broke...and the aluminum cladding around the windows held up to the hail...from what I can see. I had some over the door drip edge that has dents in it.....and I am uncertain about my shingles. An adjuster is coming to look at those and assess any other damages...but I don't see any other.

While I think I largely dodged a bullet (due to the good materials in our home). I gotta believe those big stones were bad for my shingles.....anyone have some experience with hail on shingles?

 

[poncho62]

It shouldnt be hard on the shingles.......They are sort of rubbery and have a bit of give to them......unlike aluminum siding, car bodies etc

 

[Pops15]

Roofers pray for hail storms as hail is very damaging to shingles!
I've done well over 300 roofs. Most were because of hail damage!
A word of advice. DO NOT settle with your adjuster until you get some bids from roofing contractors! Also hire a local contractor not one of the storm chasers!

 

[Bird]

About 30 years ago, I had to have a new roof on our house after a hailstorm. In 2003, one of our daughters had a double wide mobile with hardi panel. The hardi panel stood up just fine, but she had to have the compositiion shingle roof replaced. And right after that, we bought the single wide next door to her. That single wide had vinyl siding that wasn't damaged, but the composition shingle roof was replaced on it at the same time our daughter's was replaced. With hail the size you mentioned, I'd be surprised if you don't need a new roof, although you didn't say just what kind of shingles you have. Some withstand hail better than others.

 

[jinman]

About 15 years agou, while I was gone on a business trip, there was a hailstorm at my old address. My neighbor told me about it and said the stones were pretty large. I climbed up on the roof and could see no damage, but decided to call my insurance agent. The adjuster came out and found damage all over. His trained eye could see things I could not. I got a completely new roof after they removed two layers of shingles.

 

[MossRoad]

Two or three years ago on Father's day (we call it the Father's day massacre in our family) we were at a family get together and had large hail. Our cars were destroyed. My brother-in-law's vinyl siding was destroyed. Their roof was destroyed. Their patio furniture was destroyed. YIKES! @#%@^$#^#!!! It was scary stuff! :laughing:

Have your roof inspected. The shingles may be cracked but still holding on. Also have any valleys in the roof looked at closely.

You said your cars were inside. Good for you. If anyone else had cars damaged, and the insurance company wants to do paintless dent removal... be wary. We had several hundred dents in our car. They replaced the hood, as there were too many dents to repair. The right side fenders and doors were done with the paintless dent removal. Those seemed to be O.K. for a couple years, but now the fenders are getting rust spots. I can only think it was because the paint was loose and allowed air to get to the metal. The trunk lid was going to be done with the the paintless dent removal, but after they did it, the paint popped right off and they ended up replacing the trunk lid.

If I ever had to do it over again, I would ask if they could do it the old fashioned way and skip the paintless dent removal. Just my opinion.

 

[czechsonofagun]

Those seemed to be O.K. for a couple years, but now the fenders are getting rust spots. I can only think it was because the paint was loose and allowed air to get to the metal. The trunk lid was going to be done with the the paintless dent removal, but after they did it, the paint popped right off and they ended up replacing the trunk lid.

If I ever had to do it over again, I would ask if they could do it the old fashioned way and skip the paintless dent removal. Just my opinion.

The tension in the metal from the hail dent actually helps with rust development. I no longer can explain it on the steel crystal level but it is a fact. Cold formed steel tends to rust in the bend first.

 

[jayste]

Yes, get your roof looked at. Like Pops said call a few LOCAL guys and get some bids. Then call the adjuster. My guess is you've got some damage with hail that big.

 

[charlz]

Hard to image that sized hail wouldn't do a lot of damage:

YouTube - Hail Storm Oklahoma City

(starts getting good around 1:30)

 

[foggy1111]

Several of my neighbors have already seen the adjusters. Some are getting paid for a complete roof, siding, garage doors, gutters, etc.

A house across the street was built at the same time as mine and with the exact same shingles and roofing materials. His insurance is paying to replace the entire roof.

My adjuster comes on Sat.....I feel better after talking to several neighbors and knowing some of the damages paid nearby. Still.....I feel good about my siding, windows, and materials as we sustained little visible damage.

We have a screen porch....and the day after the storm, after cleaning up the leaves and downed branches.....we replaced all the screen fabric in the porch at our expense. Never gave insurance a thought at the time....as we figured we wouldn't hit our deductible. DUH!