Good morning!!!!

[two_bit_score]

Very good points about the national language being primary but benefits of speaking other languages Sodamo.

One regret I have is that back in the early 1990's when they were really finalizing 'bi-lingual' education in Texas I tried with limited resources and time available to convince the powers that were at the time to expand that to include languages other than spanish and to include English speaking children in language classes other than English depending on parents wishes. The goal was to get as many young children as possible to become fluent in English and at least one other language in elementary school and continue through graduation, statewide. I never spoke to anyone who would say it wasn't a good idea or that we shouldn't do it but it never got traction and I know we missed a great opportunity to educate Texas school children in a way that would benefit them and our entire state basically forever.

 

[scott_vt]

I am always accepting new patients but I tell everyone up front, I carry no malpractice ins nor do I have any attachable assets but my advice is worth what it costs you.

Glad you have beat the game and cheated death for another day!

TBS,

 

[buckeyefarmer]

Got 2 vehicles cleared of snow. Not gonna push the drive, will just drive on the snow. Did use push broom to get down to gravel around the vehicles. Used push broom to clean off the cars.

TBN has organized places to create threads, and contentious ones belong in the Front Porch forum, under Community Forums. It was created to remove that stuff from other areas.

The GM thread is under Rural Living, to discuss living in the country, and is a thread about sharing your day.

 

[RedNeckGeek]

Any feedback from anyone here using a program/app would be appreciated, both the good and not so good.

For a long time I was a dedicated Quicken user. But right from the beginning, Intuit treated Mac users like red headed step children, and a few years after I retired, I gave up on it. I did take a brief look at potential Quicken replacements, but too many of them were based online, and it didn't feel safe to trust anything but a bank or brokerage with that kind of security. And what few were Mac friendly didn't have the flexibility I was used to.

These days I take more of Sophie's approach. I look at the account balances at the brokerage and bank websites, then every so often scan for irregularities. I scan credit card statements for irregularities, too. Pension and Social Security pretty much cover my living expenses, so as long as the balances are increasing, I feel OK. These days about the only trading I do is to refresh the bond ladders; no more chasing individual stocks for me, just one stock ETF. Yearly I rebalance to keep the diversification targets in line. If the portfolio has a good year, I'll make a major purchase like a car or a big improvement on the house. Leaner times I'll just coast along being happy with what I've already got.

That's probably not much help if you insist on a detailed breakdown. That was exactly what I needed back in my younger days to meet savings goals and avoid living beyond my means. I hope those days are long gone.

 

[ronjhall]

David, my wife and I never had a budget or financial advisor over our 57 years of marriage. How we made it to retirement without any bills and some savings is beyond me. Your statement about never writing a check useless there is money in the account to cover it may have helped. My wife took care of all the household money until I retired. When that happen she handed the check books over to me. Life is good. Wish she was still here to enjoy it with me.

 

[m7040]

BN has organized places to create threads, and contentious ones belong in the Front Porch forum, under Community Forums. It was created to remove that stuff from other areas.

The GM thread is under Rural Living, to discuss living in the country, and is a thread about sharing your day.

Thank you for clarifying that

 

[ronjhall]

Good friend asked me for a picture I took of him with a fish he caught when wife I took him out fishing on Lake Ontario East of Toronto.
Found it and one of my wife with a fish. When I look back it reminds me how wife and I enjoyed each others hobbies. Fishing was hers. Boating was mine.

 

[Wagtail]

Good (Wednesday) morning. Overnight Low of 20.3C and it's presently 23.6C, overcast & calm. Rain predicted but not here yet.

Trim & mowing accomplished yesterday.

Today is 'into town' day for mail/groceries... but first I'll attend the memorial service for the neighbour's son who passed away.

That's about it, take care all.

 

[Thomas]

18F still snowing our local weather station reduce 2-4 inches from 3-5 inches,couple more hours snow ending looks like we will hit 8" mark.

Did quick snowplowing driveway etc. just in case we needed to be somewhere quickly,by the looks tomorrow will mostly decade to snow removal...least not mix with rain for change.

Plans for this evening feet vanilla ice cream with homemade blueberry pie.

Enjoy your evening all.

 

[buckeyefarmer]

Neighbor just plowed my drive. I wasn’t going to because it removes so much rock.
I see he now has a blade for his FEL.
18°

 

[Looking4new]

Another three hours plowing on the clock. Back in the late 60s I worked for a major Cadillac dealer in Toronto. In winter when it snowed one of my jobs was to go in and plow the snow with an old Massey Ferguson open station tractor. Froze my but off. fast forward to 1995 and I acquired a 1950 Farmal C another open station tractor, froze my but off until 2012 when I bought the current tractor and I specified that it MUST have a cab and heat. Today took me back to the open station days. The blower for my heater quit. I didn't freeze my but off because I was protected from the wind, so I called the dealer and they told me what to look for, to do that I shut the tractor off (so I could hear them better). After I got off the phone with them I fired her up and low and behold, the blower worked.
Next Monday the temps are supposed to be warmer, almost up to freezing, I will crawl underneath the tractor, lay on a sheet of plywood and see if I can find the intermittent short. It is either the power plug that carries the juice from the battery via the starter to the main harness in the cab, or it is the fuseable link in between the cab and the battery. I may have to pull the roof off again, but that is only 4 of 1/4" bolts.

 

[KilroyJC]

Somehow I think that as taxpayers we are paying for these things about 3-4 times over.

if you look at is as a money-laundering operation it starts to make sense…

 

[two_bit_score]

if you look at is as a money-laundering operation it starts to make sense…

One just never knows these days.

 

[KilroyJC]

Mrs just showed me a photo from two years ago today that shows the newer woodshed already half empty. This year I only started taking wood out three days ago, so that is encouraging in terms of heat security for the winter!
18.7 now, should be around 7 by morning!

got the chickens into the coop for tonight, even though they prefer roosting on a bar I. The run, single-digits mean I have to tell them to not be birdbrains

have a great evening all! Don’t forget to set your faucets to drip if you are having single digits where you are!

 

[sodamo]

Thanks Dennis. Used Quicken many years ago before switching to my own spreadsheets. But it was all simpler back then.
Might look at their Simplifi version, see if a demo or free trial available. The one thing I have learned so far is likely ther3 will be a yearly fee or subscription. Anything that doesn’t is crippled. I would consider any loan an expense. I do like the flexibility of categories and sub categories.
Even with importing data I suspect I would be checking the actual website for errors, it happens.

 

[buckeyefarmer]

If I stop using quicken, I’ll probably go to a spreadsheet, or just stop tracking so much. But it’s nice to have the data. My quicken data goes back to early 90s.
In another thread, I was able to say I used over $1000 in ink refills for my inkjet printer the last 10 yrs. Valuable information.
I do not keep my data online, like they want.

 

[buckeyefarmer]

14° is now our years lowest. Windy too. So far aux electric has not kicked on.

 

[mostly_gas]

Good evening all. 8ºFfor the start, windchill -5ºF, clear sky, breezy. Light wind slowed down though day, clear sky and high temp was 25ºF. Make coffee, clean ashes and restart insert to begin day. Found recipe for chicken chalupas I wanted to make so worked out what I needed headed to town for meds, mail letters, shopping and some Chick-fil-A(drive-thru). After lunch ran a Covid test and flunked Retest in 5 days. Dr prescribed steroids and antibiotics. Tomorrow back on the estate paperwork and insert duty.
Sunday Morning 3:52 AM CST:
Ron you are about the same temps as I was on Sunday. Glad snow control successful. Hope you enjoyed rest of day by warm fire Nice cardinal
Drew glad you slept well. Good to hear good dinner with friends, very nice home appreciation. Hope new home done soon.
Ron glad you rechecked tractor antifreeze.
Bill Enjoy the energy conservation
Koshari welcome to GM thread. Nice pic
Billy sorry about the wind. it has been active here too. Just kept the fire going in insert. I use the 5 ball tester. hasn't failed me in over 50 years. Hope you enjoyed the snow.
Buppies praying the fever and congestion break.Sorry the stuff is getting to you.
Buppies I have a drawer in toolbox for that kind of stuff.
Kilroy hope Harry was good without doggie daycare. I think I understand your frustration about the NPS.
Mike cool pic.
Scott(vt) hope dump run went well and shop time fun Been too cold for too long.
Drew no green house here.
Kevin(notrespassing) welcome to GM, now that's cold
Plowhog sorry about the wind and power loss. Hope not much damage and neighbors ok.
Two_bit here the temps have hit single digits two mornings in a row, so it's winter
Masseyrider wrong side of the lake for lake effect snow.
Thomas the problem with 4WD is some drivers think they are invulnerable.
Phil hope you weather the snow squalls. Great wood work. Sorry about the warpage on wife's wood.
Scotty glad you warmed up, got a work platform built for tractor and used it
Gstrom neat pic. I haven't seen an effect like that.
Two_bit nice pic
Lou stay warm!
Billy really nice post. Thanks for the info
Kilroy thank you for being good
Chris weather can be very dynamic !
James hope blower worked well.
Ron if it wasn't you Murphy would entice someone else to do it.
Ken good to hear they found some pills to help with digestive woes. I don't feel bad, stuffy sinus and cough up mucus.
Ted hop you enjoy the greenhouse as well.
Ted sorry about poor sleep night. prayers sent. Hope shop work went well.
David glad Hilo end done. Hope you got some football and mowing in.
RNG sorry about wind hope no damage. Have fun with the hot tub, hope you can keep it from breaking the bank. Hope loading goes smooth for the trip south.
David was going to be a dirtless greenhouse?
Dennis glad good worship and a baptism. Hope lunch was good. Enjoy your snow.
Helo good to hear you are back home, congrats on silver medal finish. Nice pic Sorry about dog effect on garden.
Scott(vt) sorry to hear wife not the picture of health. Neat pics, rocker seat should be comfy when done.
PJ sorry about the cold and no snow. Glad you getting some warming. I like lobster claw or mittens for real cold weather.
NHBX I hate when phone alerts wake me up, will put phone in office during nap time and over night.
Bill hope plowing went well.
Thomas glad snow control efforts were effective. Sorry about more snow. Not the first time Cowboys lost in first round. We need new owner ??
Randy(wag) sorry you are losing your company and help. Hope you can get ready inspite of forecast.
Ted glad you made your goal.
Kyle good to hear son shyness wearing off. There will be a time when you will welcome it back. Don't ask me how I know . I watched some of the second half, 4th quarter there were signs of life. Happy Birthday to MIL. Cake does sound yummy.
Buppies we call Dallas the Cowgirls when they play like that.
Don lot warmer down there.
Don thanks for update on pipeline.
Helo same for metal parts heat treat the grinding may see warpage from internal stress. I don't want to see Pinocchio either Glad office continues to progress
Monday morning 3:41 AM CST posts:
Ron sorry to hear about neighbor. You are about 13º colder than us. Glad you got the drives cleared. Wonder what the squirrel wants?
Drew enjoy your cold and snow. Always fun to read your thoughts on what and how to garden.
Kilroy sorry harry is not going to make the grade. Hope you don't loose too much sap.
More catch up tomorrow
prayer for all, especially Jay/Peg, Kyle /Daughter, /mom's breathing, /son's migraines, Bird /aging issues, Ron /heart, Billy /mom hypertension & congestive heart failure, David(moss) /remodel, /divorce, Buppies /cancer, parathyroid,blood sugar /wife healing, Thomas /gout, Phil /reflux, Frits /veteran son with mental issues, /granddaughter with Evans Syndrome, Ken /dad possible dementia, /chronic fatigue, Diet not working, Steppenwolfe /son-auto immune disorder, Mark /sister liver transplant and recovery, Grev /wife's eye, Ted /knee recovery, /retirement & disability red tape, /family issues, Lou /eye issues, /heart issues, /wife hip replacement, Doug and wife/health issues, / hand nerve and surgery, /fall and recovery, / wife headaches and heart eval, / David(sadamo)/Sophie's hip or leg pain, Scaredy/shoulder dislocation, /marriage dissolving, / friend stop drinking, Dennis /retirement, /neighbor issues, /land development, /favorable winds not in the forecast there, Drew /back operation issues, /friend's wife cancer diagnosis and recovery, Scotty /back pain, Helogabals /wife's friend situation, Fatjay /father broken hip, ******, Ukraine war, and Country.

 

[Buppies]

They need to do something mostly, they need another Jimmy Johnson
12 degrees and falling wind blowing at 10MPH
Good Evening

 

[buckeyefarmer]

My electric aux just kicked on, can smell the dust burning off.