Youngest daughter saved up and put a large down payment on 2018 Chevrolet Equinox LT, financing the balance. She really likes it, got the heated seats, lots of goodies. Some of the stuff she wanted was in higher trim level package, so she decided to forego them. She had pre approved loan, large down payment and the finance guy went after her for lots of extended stuff.. was going hard sell on the extended warranty, trying to scare her, etc. She calmly told him no, she didn't trust anyone to touch her car. She plans on doing the normal maintenance and if something major needs attention during warranty, she will get it done, if after warranty, she will decide if she wants to tackle it or go to dealer or indendent shop. She thought she had been in the finance managers office 25-30 minutes, it was nearly an hour. I was there in case she wanted my weigh in (I had already told her about extended warranty pressure).
Some folks want the extended warranty, I am not one of them.
Dealer says they add $200 to supplier pricing so thin margins unless they sell a bunch of other items. She is plans on keeping it a long time, but takes good care of her car so I don't expect big issues..