Alien, I understand your frustration. I guess it all comes down to the fine line between a defect and an improvement. We can't expect companies to give us free upgrades every time they improve their product, but if they sell us a product with a defect, we expect them to fix it for free (like a "recall").
So, was your water separator defective because it lasted only three years, or did they just improve their design? I'll leave this open to discussion.
One caution: a water trap device will eventually contain the water that it is blocking. If that water is not drained, in cold climates there is a chance that it will freeze and expand and crack the enclosure and/or crush the filter screen. Don't ask me how I know that.
dennis52, a water trap (water separator) is basically a screen that allows fuel to flow through, but not water. A simple real-life example: a piece of felt will allow gasoline through, but not water. I can't speak for all tractors, but I would expect it to be in the line from the tank to the engine. The pictures posted by Alien show it as a translucent plastic bowl under a brass-colored metal top. The one on my John Deere looks similar to that.