Well, OK, I went to the closest tractor dealer to me. They sell the TYM brand. I went there before to look at their T25 model, which is a bit on the small size, but seemed like what I was looking for. The problem was that they offered it with a cab, but no AC. Fail. At the time, I wasn't interested in looking at their larger models that would have a cab with AC, so went elsewhere on a search.
During that time, I think I learned a lot here and from MANY YouTube videos I have watched. All that info went into the brain hopper and got churned around. What became most important on the list rose to the top. Definitely want a cab. Weight matters, so a heavier tractor would be better (for me) than a lighter one. Issue of AC with a 25 horsepower engine produced ambivalent answers. But obviously higher HP would be better than lower HP, just in case. Heavier weight and functional AC pushes towards higher HP than lower. Which means a larger tractor overall. And having a dealer closer rather than further away is apparently a worthy factor to consider. So with all of those ingredients mixed in my mind, I went back to the TYM dealer, who is about 20 minutes away from me, and took a long hard look at the other models they had on the lot. Honestly, they didn't have a big selection, but I found myself circling the T474 they had there quite a bit. Had nearly all of the features I wanted that typically come standard or at least readily available as options. I was leaning towards the Kioti brand, but after the salesman at that 1.5 hour away dealership seems to not want to talk to me any longer after I commented on the high price tag he is putting on 15 more horsepower, I guess he has more customers than he knows what to do with, and doesn't need my business.
I got a price on the TYM T474HC model from the local dealer, and honestly the price quite surprised me. VERY reasonable. I even checked with him to make sure he didn't quote a price on the non cab version or without the loader. Yep, that was the price.
So that is the way I am leaning now. Still want to do some research yet before pulling the trigger. Honestly, I ruled out a backhoe, because it just pushed the price way beyond what I really wanted to pay. But with the TYM, it just became feasible again. I just need to figure out if I REALLY want that option or not. But then again, wouldn't be the first time I have purchased a tool that I use rarely. But the nice thing about it is that when I NEED it, I HAVE it.
Thanks all for all of the input and advice. It was ALL very useful and helpful. Even if it seemed I was fighting against the tide.