I've never lived in a city so I've never had access to city water. We only pay for the electricity used to pump water from our well. Our water is good but we do use a softener.
How would the city know how much water you are pumping out of your well?
I'm on city water but not city sewer. So I just get billed for water usage.
Same with my last house out in this area.
My house because we had a washer and dryer, the water bill ranged from $25 to $40. Average was around $35 a month.
Since we've been on the property in a camper, we've only gone over the basic monthly charge of $18 + tax. We saw an increase of $0.12




Locally, your playing roulette if you have a well drilled. It's either super hard water or smells like Sulphur. Plus in certain parts of the state you run the risk of heavy metal contamination or getting acidic water from a well.
OP. Check with the city and see if they have a forgiveness policy for a line breakage.
The couple times I've been in rentals that were on city water and sewer, in Oralando FL, they had a 1 time forgiveness policy if for some reason the water line busted between the meter and the house.
Considering if that water line busted on the city side of that meter, you wouldn't be charged for it.