Saved by KTAC twice

[AndyMA]

As some of you know last year I dropped a tree on my MX5200 and KTC covered the $7000 repair. Well last week I was Bush Hogging and cracked the transmission case on a rock. Dealer says KTAC will cover it. I took another tractor to get it off the rock, Lesson learned. Don't Bush Hog without a low bucket. Also loan was over and fortunately I renewed KTAC.

Andy

 

[Hay Dude]

As some of you know last year I dropped a tree on my MX5200 and KTC covered the $7000 repair. Well last week I was Bush Hogging and cracked the transmission case on a rock. Dealer says KTAC will cover it. I took another tractor to get it off the rock, *****Lesson learned. Don't Bush Hog without a low bucket.****** Also loan was over and fortunately I renewed KTAC.

Andy

YUP!

 

[scootr]

Glad you got all that covered by insurance.
But please stop it - you are gonna raise the rates for the rest of us.

How many of you guys insure paid for tractors? I've always paid cash and never insured my tractors.

 

[Jstpssng]

Glad you got all that covered by insurance.
But please stop it - you are gonna raise the rates for the rest of us.

How many of you guys insure paid for tractors? I've always paid cash and never insured my tractors.

I keep liability on everything which moves with an engine, and comprehensive insurance on anything I couldn’t easily replace.

 

[Goose1776]

Glad you got all that covered by insurance.
But please stop it - you are gonna raise the rates for the rest of us.

How many of you guys insure paid for tractors? I've always paid cash and never insured my tractors.

I have KTAC on all my Kubota equipment
2 tractors and an RTV that I paid cash for.
And the new tractor that is financed.
Insurance is one of those things I hope to never use.

 

[Torvy]

Yup. You hope you never use it and only find out if you got a good deal if you use it. Even then, you don't typically have a good comparison. If your company covers something, you figure they are great. If they don't, they are bad.

I figure if they cover what they said was covered, I paid for that. They just did their job, nothing special. Insurance service is more about how long and how much hassle is the claim process. On the front end, does your agent try to save you money or just get more for himself. I've had good and bad agents. The good one really ruined it for all others.

 

[Jchonline]

Glad you got all that covered by insurance.
But please stop it - you are gonna raise the rates for the rest of us.

How many of you guys insure paid for tractors? I've always paid cash and never insured my tractors.

Wait let me understand...you dont insure but you are complaining to the OP about the claims raising rates? Its like complaining about the federal income tax rate but you make $10k a year so you only get money back.

 

[Torvy]

Wait let me understand...you dont insure but you are complaining to the OP about the claims raising rates?

He doesn't insure 'paid for' tractors. He could still be affected by higher rates.

Just giving the benefit of the doubt.

 

[Jchonline]

He doesn't insure 'paid for' tractors. He could still be affected by higher rates.

Just giving the benefit of the doubt.

Only if he has a machine that is still financed right.

 

[Torvy]

Only if he has a machine that is still financed right.

You're not wrong, just info I don't have to make that call.

 

[scootr]

I was teasing the OP a little.
I have insurance on everything needing or requiring insurance.
I'm not insuring stuff I paid for if it is not required.
Those items are tolerable risks. It's a risk I choose to accept.

 

[kneedeep]

I keep liability on everything which moves with an engine, and comprehensive insurance on anything I couldn’t easily replace.

Me too

 

[ljjhouser]

My tractor is 2017. I insured when financing with Kubota, now pay yearly for KTAC insurance.