Well I guess I am one of them.
When we road the buckets are curled back and raised high enough that if for some reason the loader gets curled down the attachment will not hit the ground and dig in and cause damage.
Also if it's the bucket or
grapple curled back if you or your daughter cuts the corner so short as to run into me with the bucket curled back you have a better chance of the bucket riding up rather then cutting in.
The cutting edge of my bucket when curled back is about 4 feet high, when I have forks or a bale spear on and curled back the tips are about 6-8 feet in the air and the base of the frame is about 3-4 feet high about even with the top of my front tires.
I feel much safer under those conditions with the idiot drivers that are likely to run into me from either direction even with all my flashers going and being over 10 feet tall and quite visible.