Fields_mj
Bronze Member
- Joined
- Oct 18, 2021
- Messages
- 59
- Location
- Central Indiana
- Tractor
- Ford 1710, Kubota F2880, White FB16
Nothing like planning on buying something twice. Once from the seller, and once from the insurance company.
I went with State Farm for my truck. The "lizard" has been raising rates every year for the last three years for no reason. Except maybe I turned 70. State Farm cut my premium in half for the same coverage. Actually, it's less than half.I have mine through State Farm, $30K coverage. Costs $350 a year..... $500 deductible.
All well and good until you have a fire, and it takes that $70k and more to replace. But with a name like Seville, you must be rich.I’m a homeowner with a tractor, skidsteer, commercial zero turn, and related attachments. Original cost all together of roughly $70k. I have never separately insured them.
In the 23 years of owning equipment, I’ve never had an issue where I would have needed insurance coverage for them. I’ve never worried about not having coverage.
My vote is for the OP is also to self insure. Obviously it’s all based on personal opinion/desires.
I've had progressive for most of my life. My wife had State farm when we got married so we switched to them for a few years. Then she had a wreck and we had to actually use the insurance. What a pain in the rear. Every body shop we talked to had the same opinion of State Farm. We immediately switched back to progressive. We've had a few claims since and have had no issues working with Progressive.I went with State Farm for my truck. The "lizard" has been raising rates every year for the last three years for no reason. Except maybe I turned 70. State Farm cut my premium in half for the same coverage. Actually, it's less than half.
Not way more than than California! I pay over $5k annually for similar coverage you have and only two companies offer any coverage at all.SAY WHAT?
I'm in Canuckistan where our insurance rates are way more than the states and I pay way less than what you quote.
For my entire property, House $800K, Barn$350, liability, chemical cleanup, personal injury... my deductible is $1k and entire policy is $1400. Canuckistan dollars even.
To save a few bucks I considered taking my herd (2 much newer Massey 563s and a GC2310) off the policy. The agent said it would only reduce my policy about $60.
Somebody's getting gouged.
It's a nice-looking tractor.My vote is for the OP is also to self insure. Obviously it’s all based on personal opinion/desires.