I just got off the phone with my insurance agent. He said there would be no issues getting a standard homeowners policy on the Barndominium "once it's completed", tons of ppl in my area are doing so. But he did say they and most other insurance agencies do not offer builders risk insurance. So I will have to contact my insurance broker who carries my Inland Marine policy on my quipment to have them find builders risk insurance. Since I no longer own a home and am living with a relative until I build, I only have renters insurance, which covers liability and personal property at my land, but would not cover the structure while it is being built. And if I do most of the work myself it will take me years to get to the point of occupancy permit. So I absolutely need builders risk insurance.
As far as PE stamp, my local build dept requires this, so I have to have that done no matter what. I worked out a deal with a local RA where I do all the CAD work, he redlines my drawings for any needed changes, and then he stamps them once they are all in order. He will also deliver a code review document, which is also req'd by my local building dept.