ronjhall
Super Star Member
Great Sunset pic.
Good morning!!!!
- Thread starter 300UGUY
- Start date
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Great Sunset pic.
mpham
Veteran Member
Morning all!
23 here going to 32. We got 2 inches of snow with heavy rain on top of that yesterday. Luckily it warmed up enough that I used the bucket to push the mush off the driveway. Expecting 4 to 6 inches of snow tonight into tomorrow morning.
I retired from the state in October at 62. (still haven't gotten a check yet!) health insurance is costing me 600 a month for both of us. Wife will be stopping work in March but is to young to retire for a few more years.
Will hold off on SS till I'm 65. With the new rules they have in place I lose 400 a month off the top because I have the government pension!
Sucks that I paid into the system for over 20 years but have to take it in the shorts for bettering myself!
Hopefully the remainder will pay for my share of medicare. Total check was only estimated at 700 a month. Doesn't leave me much after subtracting 400.
Oh well. Such is life. No stimulus check for us. We just get to pay the taxes for everyone else. Penalty for working hard again!
Enough complaining! My wife has been a professional planner all her life so we are set to go financially.
Hopefully will get a few small outside projects done today before the storm hits.
Stay safe and healthy everyone!
23 here going to 32. We got 2 inches of snow with heavy rain on top of that yesterday. Luckily it warmed up enough that I used the bucket to push the mush off the driveway. Expecting 4 to 6 inches of snow tonight into tomorrow morning.
I retired from the state in October at 62. (still haven't gotten a check yet!) health insurance is costing me 600 a month for both of us. Wife will be stopping work in March but is to young to retire for a few more years.
Will hold off on SS till I'm 65. With the new rules they have in place I lose 400 a month off the top because I have the government pension!
Sucks that I paid into the system for over 20 years but have to take it in the shorts for bettering myself!
Hopefully the remainder will pay for my share of medicare. Total check was only estimated at 700 a month. Doesn't leave me much after subtracting 400.
Oh well. Such is life. No stimulus check for us. We just get to pay the taxes for everyone else. Penalty for working hard again!
Enough complaining! My wife has been a professional planner all her life so we are set to go financially.
Hopefully will get a few small outside projects done today before the storm hits.
Stay safe and healthy everyone!
Thomas
Epic Contributor
- Joined
- Apr 6, 2000
- Messages
- 31,067
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- Lebanon,NH.
- Tractor
- Kubota B2650HSD w/Frontloader & CC LTX1046 & Craftman T2200 lawn mower.
27F cloudy low 30's for high 1" or so snow late tonight expected.
Outside chores done E muffin time. :licking:
Plans for today....not sure yet good chance it will be slow motion day...watch some football,short walk about.
Enjoy the day all.
Outside chores done E muffin time. :licking:
Plans for today....not sure yet good chance it will be slow motion day...watch some football,short walk about.
Enjoy the day all.
ronjhall
Super Star Member
When I retired my mom who had very little money. Offered her advice. Set your money up to give you the most during early retirement. When you are healthy and can enjoy it. That's what I did. So far it is working. Each year I slow down a little more and spend a little less. :thumbsup:
daugen
Epic Contributor
My wife has been a professional planner all her life so we are set to go financially.
wonderful skill for a spouse to have, similar to being a doc or nurse, or even a teacher.
Not worrying about money is a huge stress reliever to many. Most of us have worried at one point or another.
Big part of how secure we feel.
Ron, good approach. Go on cruises in your 70s when you are more likely to be healthy or less restricted.
I'd love to go back to Bermuda, take the ship out of Baltimore, slowly walk downtown Hamilton and bring home
some rum cake as gifts. But mostly just sit out on the balcony and watch the water.
Brings back a lot of good memories. But plenty of more memories to be made.
wonderful skill for a spouse to have, similar to being a doc or nurse, or even a teacher.
Not worrying about money is a huge stress reliever to many. Most of us have worried at one point or another.
Big part of how secure we feel.
Ron, good approach. Go on cruises in your 70s when you are more likely to be healthy or less restricted.
I'd love to go back to Bermuda, take the ship out of Baltimore, slowly walk downtown Hamilton and bring home
some rum cake as gifts. But mostly just sit out on the balcony and watch the water.
Brings back a lot of good memories. But plenty of more memories to be made.
Buppies
Super Star Member
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- SouthWestern Virginia
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- Kubota L5240 EX mark 60 in 29 hp Toro 60inch Z Master 21 inch walk behind Polaris 900 hunter edition 30in toro walk behind
41 high of 51 today raining presently ending soon. Prayers for Kyles daughter, Jay and wife, Riptides, LS daughter in law and son, Farmer and Larro who are MIA, others I may have missed Our Country
RoyJackson
Rest in Peace
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- Bethel, Vermont
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- John Deere 4052R Cab,, Deere 855D UTV, Z920A Zero Turn Mower and assorted implements
2021-01-03, 0733
26 right now...high in the low 30's.
No plans today except a possible store run for dog food (and whatever else wifey thinks we need).
Last day of my winter vacation...back to the grind tomorrow...
26 right now...high in the low 30's.
No plans today except a possible store run for dog food (and whatever else wifey thinks we need).
Last day of my winter vacation...back to the grind tomorrow...
ronjhall
Super Star Member
No plans to go on a cruise. But sure would like to get out and visit some of the places wife and I visited a few years ago. Especially miss the TBN and RV friends we made on our trips. My brother (UT) and sister (AZ) would be part of that trip. Getting the Vaccine should help to make that happen.
Popgadget
Elite Member
Good Morning.
Its 32 with freezing rain. Going to change to rain as the temp rises to the upper 30’s.
Yesterday I ran errands in the morning, brought some of the leftover prime rib to a friend that is home taking care of his wife, recently home from the hospital after a bad fall before Christmas. She now has some additional hardware in her femur.
Many years ago I bought a used 30 ton hydraulic press. The end of the ram that does the pressing was a bit boogered up, it was always annoying, but generally useable. My youngest son wanted to press some rivets on a project he was working on, and would be helpful to have a nice solid square surface to press with. So we decided to remove the ram and face the end of it in the Bridgeport. While we were at it we added a bore. and set screw to take replaceable faces or special tools. Here’s the face we made to start with.
I am quite pleased with the result, and regret suffering with it for decades before fixing it.
Then the oldest son recruited me to go to the airport and help disassemble the airplane for inspection.
So for not having a plan for the day, I was pretty busy, and it did involve tools. Cant wait to see what today brings.
I started collecting SS at 67, if I had waited until 70, the break even point would have been middle 80’s, and that was just break even. I didn’t think it was worth it. Being self employed, retiring completely would mean selling the business, but it runs smoothly with a level of involvement from me that I still enjoy, so I don’t see that happening anytime soon.
Its 32 with freezing rain. Going to change to rain as the temp rises to the upper 30’s.
Yesterday I ran errands in the morning, brought some of the leftover prime rib to a friend that is home taking care of his wife, recently home from the hospital after a bad fall before Christmas. She now has some additional hardware in her femur.
Many years ago I bought a used 30 ton hydraulic press. The end of the ram that does the pressing was a bit boogered up, it was always annoying, but generally useable. My youngest son wanted to press some rivets on a project he was working on, and would be helpful to have a nice solid square surface to press with. So we decided to remove the ram and face the end of it in the Bridgeport. While we were at it we added a bore. and set screw to take replaceable faces or special tools. Here’s the face we made to start with.
I am quite pleased with the result, and regret suffering with it for decades before fixing it.
Then the oldest son recruited me to go to the airport and help disassemble the airplane for inspection.
So for not having a plan for the day, I was pretty busy, and it did involve tools. Cant wait to see what today brings.
I started collecting SS at 67, if I had waited until 70, the break even point would have been middle 80’s, and that was just break even. I didn’t think it was worth it. Being self employed, retiring completely would mean selling the business, but it runs smoothly with a level of involvement from me that I still enjoy, so I don’t see that happening anytime soon.
wngsprd
Super Member
Felt like I needed flippers instead of boots walking around outside this morning...another half inch overnight. I need to tally up our 2020 rain total.
40, wet and a little breeze makes it feel cooler...only going to 44.
Ron, I agree that the vaccine will help bring life closer to normal. We want to go back to UT and AZ, so maybe see you there!
Finished my siding job yesterday and risked caulking and staining ahead of last night's rain forecast. Checked it out this morning and looks okay.
I retired early for many of the same reasons...of enjoying retirement while we had good health, and knowing I would have plenty to keep me busy. I haven't taken SS, thinking of its 8% +/- annual growth as a hedge in case the market went down. I was really tempted last March to start it. With your input, I know I need to spend some time looking at it again.
We learned that our middle son got engaged yesterday. Real nice young woman.
As soon as I typed "retirement" above, an AARP ad appeared at the bottom of the page. Now I'll type omelet, and see if breakfast will appear.
40, wet and a little breeze makes it feel cooler...only going to 44.
Ron, I agree that the vaccine will help bring life closer to normal. We want to go back to UT and AZ, so maybe see you there!
Finished my siding job yesterday and risked caulking and staining ahead of last night's rain forecast. Checked it out this morning and looks okay.
I retired early for many of the same reasons...of enjoying retirement while we had good health, and knowing I would have plenty to keep me busy. I haven't taken SS, thinking of its 8% +/- annual growth as a hedge in case the market went down. I was really tempted last March to start it. With your input, I know I need to spend some time looking at it again.
We learned that our middle son got engaged yesterday. Real nice young woman.
As soon as I typed "retirement" above, an AARP ad appeared at the bottom of the page. Now I'll type omelet, and see if breakfast will appear.