financinf loader later on.

/ financinf loader later on. #1  

RollingsFarms

Veteran Member
Joined
Mar 26, 2007
Messages
2,298
Location
South Carolina
Tractor
Few John Deere's and one Ford 3600 diesel.
does anyone know if JD would finance the loader later on down the road after i paid off my tractor? i looked around on here through some old posts and only found stuff about Kubota and NH doing that. i got the joystick and scv's already on the tractor, but didnt get a loader because i didnt want my payments to exceed $400, and buying the bush hog was more important at the present time. i totally forgot to ask the guy today when he dropped my tractor off, so i figured someone out there must be wondering the same thing as i am.
 
/ financinf loader later on. #2  
does anyone know if JD would finance the loader later on down the road after i paid off my tractor? i looked around on here through some old posts and only found stuff about Kubota and NH doing that. i got the joystick and scv's already on the tractor, but didnt get a loader because i didnt want my payments to exceed $400, and buying the bush hog was more important at the present time. i totally forgot to ask the guy today when he dropped my tractor off, so i figured someone out there must be wondering the same thing as i am.

It is a lot harder. I bought my 5525 without a FEL and ended up paying cash for it. I wish I had just gotten it all at one time.

John Deere Ag Credit is pretty good - I bet they come up with something.

My dealer just told me I got upgrade to Gold with JD Credit - not sure what that means...probably that i am a known JD addict.

D.
 
/ financinf loader later on. #3  
I have never heard of JD doing that...not that they don't-but I have never heard about it before.
 
/ financinf loader later on.
  • Thread Starter
#4  
It is a lot harder. I bought my 5525 without a FEL and ended up paying cash for it. I wish I had just gotten it all at one time.

John Deere Ag Credit is pretty good - I bet they come up with something.

My dealer just told me I got upgrade to Gold with JD Credit - not sure what that means...probably that i am a known JD addict.

D.[/QUOTe/]



i wish i could have gotten it all at one time too. ive seen tons of stuff i could already do with the fel.lol if i had gotten it though i would be without a bush hog, and thats something i really needed. had to get my tractor alot earlier then i had planned though, so i didnt have the $$ saved up i had hoped to have. i dunno what my status with Deere is, but when i had tog et approved for financing, i was already in the computer from buying a z-turn last year. it only took about 1 min to get approved for the tractor. hopefully in 4 yrs when i pay my tractor off, theyll remember me and let me finance the fel, some wheel weights, and something else im sure ill think of by then. if only buying a vehicle was as easy and fast as buying a tractor....
 
/ financinf loader later on.
  • Thread Starter
#5  
I have never heard of JD doing that...not that they don't-but I have never heard about it before.

i have heard of them financing frontier equipment later on down the road, but figured they might finance the fel too since it is a JD product. might have to buy a planter made by Frontier or something so theyll maybe finance the fel too.
 
/ financinf loader later on. #6  
It is a lot harder. I bought my 5525 without a FEL and ended up paying cash for it. I wish I had just gotten it all at one time.

John Deere Ag Credit is pretty good - I bet they come up with something.

My dealer just told me I got upgrade to Gold with JD Credit - not sure what that means...probably that i am a known JD addict.

D.[/QUOTe/]



i wish i could have gotten it all at one time too. ive seen tons of stuff i could already do with the fel.lol if i had gotten it though i would be without a bush hog, and thats something i really needed. had to get my tractor alot earlier then i had planned though, so i didnt have the $$ saved up i had hoped to have. i dunno what my status with Deere is, but when i had tog et approved for financing, i was already in the computer from buying a z-turn last year. it only took about 1 min to get approved for the tractor. hopefully in 4 yrs when i pay my tractor off, theyll remember me and let me finance the fel, some wheel weights, and something else im sure ill think of by then. if only buying a vehicle was as easy and fast as buying a tractor....



Yeah - I bet they hook you up. I did the exact same thing. 5525 with batwing was the most I was going to spend and I still hate that payment until it is 108 degrees and I am in the cab mowing...

D.
 
/ financinf loader later on. #7  
i have heard of them financing frontier equipment later on down the road, but figured they might finance the fel too since it is a JD product. might have to buy a planter made by Frontier or something so theyll maybe finance the fel too.

I just bought a manure spreader and used disc cutter - they financed it no problem.

D.
 
/ financinf loader later on. #8  
Pretty sure they would finance it if you have good credit. Will you get zero percent like you would have if you got it with the tractor... Dunno....:eek:
 
/ financinf loader later on. #9  
[

i wish i could have gotten it all at one time too. ive seen tons of stuff i could already do with the fel.lol if i had gotten it though i would be without a bush hog, and thats something i really needed. had to get my tractor alot earlier then i had planned though, so i didnt have the $$ saved up i had hoped to have. i dunno what my status with Deere is, but when i had tog et approved for financing, i was already in the computer from buying a z-turn last year. it only took about 1 min to get approved for the tractor. hopefully in 4 yrs when i pay my tractor off, theyll remember me and let me finance the fel, some wheel weights, and something else im sure ill think of by then. if only buying a vehicle was as easy and fast as buying a tractor....

After 4 years of no FEL you might realize that the tractor is still pretty functional. You might notice I am without a FEL and my tractor is still functional. Only time I "had" to lift something was when I was taking an extra implement home. I just used my homemade boompole (about $50) and loaded the BB in the back of my truck.

You can always finance it later through your bank, credit card or JD. But like someone mentioned, I doubt you will get zero interest on just that. But your dealer should be able to answer that in a second today.

Enjoy!
Rob
 
/ financinf loader later on. #10  
After 4 years of no FEL you might realize that the tractor is still pretty functional. You might notice I am without a FEL and my tractor is still functional. Only time I "had" to lift something was when I was taking an extra implement home. I just used my homemade boompole (about $50) and loaded the BB in the back of my truck.

You can always finance it later through your bank, credit card or JD. But like someone mentioned, I doubt you will get zero interest on just that. But your dealer should be able to answer that in a second today.

Enjoy!
Rob

Yeah - I grew up without a front end loader. We had a 3 pt boom thing - it worked OK. FEL is high on the list of stuff I don't think I could live without. :)

D.
 
/ financinf loader later on.
  • Thread Starter
#11  
After 4 years of no FEL you might realize that the tractor is still pretty functional. You might notice I am without a FEL and my tractor is still functional. Only time I "had" to lift something was when I was taking an extra implement home. I just used my homemade boompole (about $50) and loaded the BB in the back of my truck.

You can always finance it later through your bank, credit card or JD. But like someone mentioned, I doubt you will get zero interest on just that. But your dealer should be able to answer that in a second today.

Enjoy!
Rob


the main thing i wanted the fel for is to push branches, brush, etc out of the way as iw as bush hogging. my place seems to grow fast as you can blink your eye! keeping up with 700+ acres is a job in itself so i dont have time to cut very often. i figured it would help just to help keep the front of the tractor in tact and free of debris. my older tractor had front weights and they helped alot with doing this! i didnt get the front weights on this tractor because i didnt need them, well i havent needed them yet, as the front of the tractor seems to not feel light at all since i have MFWD. i MIGHT use it to grab some dirt sometimes or something, but not very often. riding around on my place, youll see a branch, limb, or tree fallen down and i figured if i had the fel i could just push it out of the way. i will tell ya though, this thing will pull like a mule with his butt on fire! my dealer told me it was going to be night and day compared to my other tractor and he was right! i favor the JD PowerTec engine WAY more then the Yanmar that was in my old tractor. just sounds better, smoother, less vibration, etc. i never thought of a fel on my other tractor, simply because i figured it might be useless since it was only 27hp, 2WD, and very light. with this tractor now though, i've doubled that in size and figured i could get more done. my bank has terrible finance rates for farm equipment(11.9%:eek:) and i only have a $2,300 limit on my credit card and never come close to spending anywhere near that. not to mention the finance charges would eat me alive. i'm sure Deere's rates would be alot better. i wasnt expecting to pay 0%, but figured i could live with maybe 4.9 or so.
 
/ financinf loader later on. #12  
FEL is right up there with running water and indoor potty.
 
/ financinf loader later on. #13  
the main thing i wanted the fel for is to push branches, brush, etc out of the way as iw as bush hogging. my place seems to grow fast as you can blink your eye! keeping up with 700+ acres is a job in itself so i dont have time to cut very often. i figured it would help just to help keep the front of the tractor in tact and free of debris. my older tractor had front weights and they helped alot with doing this! i didnt get the front weights on this tractor because i didnt need them, well i havent needed them yet, as the front of the tractor seems to not feel light at all since i have MFWD. i MIGHT use it to grab some dirt sometimes or something, but not very often. riding around on my place, youll see a branch, limb, or tree fallen down and i figured if i had the fel i could just push it out of the way. i will tell ya though, this thing will pull like a mule with his butt on fire! my dealer told me it was going to be night and day compared to my other tractor and he was right! i favor the JD PowerTec engine WAY more then the Yanmar that was in my old tractor. just sounds better, smoother, less vibration, etc. i never thought of a fel on my other tractor, simply because i figured it might be useless since it was only 27hp, 2WD, and very light. with this tractor now though, i've doubled that in size and figured i could get more done. my bank has terrible finance rates for farm equipment(11.9%:eek:) and i only have a $2,300 limit on my credit card and never come close to spending anywhere near that. not to mention the finance charges would eat me alive. i'm sure Deere's rates would be alot better. i wasnt expecting to pay 0%, but figured i could live with maybe 4.9 or so.


Wait a minute, back up the poor wagon!! :D Dude you have 700-acres and you are worrying about a few thousand for a FEL? Man sell off a few acres and move to town. This from another poor mouth talking here!! :D :D ME!! :D

Actually I'm half kidding and half serious. I don't have any other details on your personal situtation but just some food for thought. Land around our weekend place (a massive 1.93124532-acres!!) is sky high right now. 30-acres of chopped up branch fingers filled, bottom of the hill, only about 5 -acre area to put a house and not much timber, not much game...but a nice pond, sold for $3500 an acre. This is real rural area stuff. Pick a back corner out of the way, away from the house, etc and sell a few acres. Get a real tractor to handle 700-acres. I would only sell just what I need and try and hold on to the rest because as a neighbor says they not making land anymore. But property can go up and down and a time to cash is in when it is high. That 30-acres I mentioned above sold for $500 an acre in 2002. Who would have thunk it.

Good Luck,
Rob
 
/ financinf loader later on. #14  
I would be looking at Woods brand loader...
 
/ financinf loader later on. #15  
Did JD offer 0% @ 48 months for the 03 series? Is that the financing that you received with your new tractor - RollingsFarms?

I'll bet that you could still work out a way with your dealer to add the loader to this purchase. If you're gonna ask them about financing the FEL at a later date - I'd be askin' about right now!!! Likely add $75 a month to your monthly bill --

I doubt that the paper work has made it to JD's financing group, yet. It took over a month to get things lined out with JD credit when I bought my 110.

AKfish
 

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