So I have a Z655 with a 54HC deck. A week ago I was mowing and white smoke started billowing out up the top of the deck. The idler pulley right behind the center spindle went bad and I had smoldering grass from the heat. I bought a new pulley and installed it. While I had the deck detached from the tractor, I spun the other pulleys by hand and found all 3 spindles noisy and dry sounding. I have followed the recommendations in the manual with 2 pumps of grease every 10 hours. I pulled one of the spindles and found the lower bearing all rusty. The top on was well greased and fine. Once I saw that, I removed the other two spindles and found the same thing. Seems my dealer didn’t load them with grease prior to delivery (5 years ago, 200 hours). After I rebuilt them I pumped like 40 pumps until I saw grease coming out the bottom. So now, a maintenance of 2 squirts every 10 hours will actually accomplish something. Am I correct in that the spindles should be fully loaded? The only downside I’m experiencing is that when cold, it takes a lot more “oomph” for the clutch to get the blades spinning. The motor bogs down until the blades get up to speed. Once I have been mowing a while, the blades start right up like normal because the grease is warm and thinner. What are all your takes on this??