Tom,
TBN scares me sometimes. :laughing::laughing::laughing:
I have been reading the RV and travel trailer threads with great interest. Those discussions were excellent and I learned quite a bit. Some great posts. I thought about making a post similar to yours in one of those thread but felt it would be better to start a new thread. And then you went ahead started the thread. Scary that. :laughing::laughing::laughing:
The wifey and I, along with my dad, talk about buying an RV or trailer every few years and we can never see the money sense in buying one. I think it was Bird, who said years ago in another RV/trailer discussion, that it was about the lifestyle and not the money. A year or so ago a family member had a nice pusher diesel for sale cheap. Great shape too and low miles. We went through the math and figure we could stay at hotels cheaper. Much cheaper. I guess we are too cheap to pay for the lifestyle. :laughing::laughing::laughing:
In the RV discussion, the OP has requirements from the wifey that make the RV a perfect solution.
Monday night I was up late looking at travel trailers and RVs! :laughing::laughing::laughing: The wifey and I have talked about this for two days but the RVs just do not make money sense for us. I am lucky to get off more than a week at a time and while we would love to go out west for months of traveling that simply is not possible. Then there is the money. I was looking at an RV site and it looked like the size RV we would need/want would cost $200-300K! :shocked::shocked::shocked: Now that is list price of course and what I have learned from the TBN threads was to buy used.

But lets say I could get a used RV, like in the other thread, for $130k... Ouch, it hurts just saying $130K. :laughing::laughing::laughing:
We bought into a Disney time share(DVC) years ago for about $16K. That was a bunch of money but we knew we would be going to WDW so we thought it made money sense. At this point, that 16K was money well spent. If we had gone to WDW as we intended, and did do, we easily would have spent FAR more than $16K. We have used DVC to pay for over 50 nights at Disney resorts so far. The places we are staying at cost $400-550 a night.

If we were paying cash we would have spend $20-25K on rooms! We just stayed at a Disney beach resort that was far better than the beach houses we have rented in the past. The room cost us, as DVC members, about $80 a night, while non DVC member were paying around $500 a night. DVC has saved us a boat, errrr, RV load of money.


The rooms we are renting are single rooms but larger rentals are available for more money/points. If we doubled the number of points we own, we could double the space we rent. We do need to do this as the kids get older so eventually we might spend another $15K some day. At that point, we would have spent a bit over $30K and we would have yearly fees for about $1,600. From what I could tell in the RV models we were viewing, the single rooms we are renting are about the same size as the RV or maybe a bit smaller. If we doubled our DVC ownership, we would have far more space in the rental than in the RV. The RV would cost $130K at best vs $30K for DVC.
Depending on the resort, the DVC ownership lasts 30-45ish years. At some point, almost certainly after I am dead and gone, the DVC ownership is gone but in our case it is over 40 years down the road. Can we get 40 years out of an RV? I don't think so. At the moment, we can easily sell our DVC property for about 60-75% of what we paid which is just gravy as far as we are concerned.
If we spent $130K on DVC, we could stay at the beach resort we just visited for 84 days. :laughing::laughing::laughing: Every year.



They yearly fees would be horrible though. :shocked::shocked::shocked:
With DVC we know the yearly costs. With an RV there is always going to be a problem that requires time and money to fix. I have neither. Having to pay for four new tires a few months ago for the SUV about caused me a heart attack. I would hate to have to buy 6,8, or 10 tires on an RV! :shocked::laughing::laughing::laughing: The RV would also require a pole barn for storage.
DVC points, sounds like I am selling the stuff :laughing::laughing::laughing:, can be used at other places as well. The are DVC beach resorts at Hilton Head, Vero Beach FLA, and HI besides the resorts at WDW. The points can be used at other hotels for an extra fee as well as on Disney Cruise Lines and Disney tours. From crunching the numbers I don't know if it makes money sense to use the points for the cruises and tours but it likely depends on the person/family. For us, spending money on DVC saves us a bunch of money for vacations. I just don't see how the RV or trailer can have the same savings. The big advantage of an RV/trailer would be going somewhere for a long period of time but we don't have the time to spend, and even if we did, I don't think we would make such a trip more than a few times, so renting rooms or an RV, would make more money sense for us.
Later,
Dan