3038 weighs 2175lbs, 3520 weighs 2900lbs. 3038HST is 2 ranges. 3520 HST is 3 ranges or you can have a 12x12 power shuttle. 3038 3pt lifts 1356lbs. 3520 3pt lifts 2200lbs. 3038 loader lifts 1186lbs. 3520 loader lifts 1598lbs. 3038 has no cab available. 3520 does. Hydraulics are 9.3 total GPM on the 3038 and 13.9 on the 3520.
It comes down to the 3520 is simple more tractor than the 3038 and has more options available. But then it costs more to get more tractor. That is why the 3032E and the 3038E are such popular tractors, COST.![]()
Thanks for the analysis. We have a small (12ac) horse farm with a 8 stall barn. So, I need a FEL and usual arena drag, box blade and bush hog. I have Commercial Toro ZTR for the lawn and don't plan on planting any crops.QUOTE]
Just in case you haven't seen it, the JD 4105 will give you more bang for the buck. Again, it's a no-frills model (no cruise control, cab option, anti-vibration flooring) but it does everything I need around my little horse property... especially shifting round bales.
When I was tractor shopping and considering the 3x20s, the salesman showed me that the 4105 was actually less expensive than any of the 3000 series.
You can check it (and all tractors) on tractordata.com
The 4105 is less expensive than the 3x20 because it is a no frills tractor with a much less reliable spur gear system final drive vs. Planetary drive. The 4105 uses the same loader as the 3x20. The 3x20 are a heavy duty compact tractor built to be nimble and get all of its power to the ground. As far as lifting capacity I am not sure what the 4105 is but the 3x20 is around 2200# rear lift and 1600# loader.
Like has been said, one is cake, and one is cake with icing.