Megawisdumb
Bronze Member
I acquired a new LX2610HSD today and used USAA for insurance instead of KTAC. When I called the USAA farm/tractor number they told me the policy was underwritten by Travelers. The LX with BH,grapple,mmm and other implements was $42k; the policy was $525 annually and covered inland marine (transport) and damage on other properties. The KTAC was $710 annually. The dealer needed a Kubota insurance verification form filled out (attached) before they could finish the transaction. I put a large portion down so financing the insurance was not a big factor and if I exit my other property my regular USAA homeowners will cover me on my homestead property. I don't doubt KTAC may ask fewer questions if I drive one into a lake on week one but other options do exist. On my BX I didn't do my homework prior and didn't think I had an option with financing. I've never filed a claim with KTAC, Travelers or USAA so I may be the village idiot. Just sharing info...
USAA Tractor / Farm link
USAA Tractor / Farm link